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The Case of the Overwhelming Mortgage
Comments
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Yes definitely, it's a real shock to the system. And you're so busy preparing for them to leave home you don't have time to prepare for you.
"Think of many things, do one"
DFW 2019: MFW aim 2031: bal Sep26 £159k / £310k 2020
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga1 -
Mortgage down to £32000. 2 years 10 months to go, all being well.
Been an expensive, busy month. October looking to be similar.
Long awaited day off today. Pottering around the house. My favourite thing to do.
Still dreaming of dropping hours but not feasible yet.
Eldest settling in Uni. Not planning a visit home this weekend which is a good thing. Youngest has had some work experience this weekend. Think she’s enjoyed it. Hopefully a bit closer on planning options for the future.
2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day4 -
Interest down to £4.15 per day. Should manage an overpayment tomorrow which will bring us into £31,000s. We’re getting closer to breaking into the 20’s barrier.
2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day5 -
Overpayment made. All being well 2 years 9 months to go.
2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day2
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