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The Case of the Overwhelming Mortgage

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  • South_coast
    South_coast Posts: 5,874 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    That's a fantastic result - get boasting!!!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,381 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    That's amazing!!! Yay! Well done 🥳 I'd be very boastful at that result ☺️
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • greent
    greent Posts: 10,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's fantastic!!! 🥳 x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • edinburgher
    edinburgher Posts: 13,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What a brilliant result, there must have been a hell of a lot of work to get there! :)
  • AgathaSquirrel
    AgathaSquirrel Posts: 263 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    She worked very hard. Delighted for her.
    2017 - mortgage of £140,000 and interest rate of £10 a day
    Feb 2021 mortgage of £103000
    May 2021 mortgage of £100000
    July 2021 mortgage of £97000
    November 2021 mortgage of £93000
    July 2022 mortgage of £84000
    December 2022 mortgage of £79000
    December 2023 mortgage of £73000
    March 2024 mortgage of £70000
    May 2024 mortgage of £68000
    October 2024 mortgage of £65000
    February 2025 mortgage of £63000
    March 2025 mortgage of £45000 and interest of £6.07 per day
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