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Does car insurance increase the more quotes you look out for?

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  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    dunstonh said:
    Quote records are typically kept for upto 30 days.   If you wait a month, the price increases will drop away.  Clearing cookies can help.
    Quotes are normally eligible for acceptance for up to 30 days, companies keep the data for much much longer for the purposes of data analysis on pricing sensitivity etc
  • dunstonh
    dunstonh Posts: 119,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sandtree said:
    dunstonh said:
    Quote records are typically kept for upto 30 days.   If you wait a month, the price increases will drop away.  Clearing cookies can help.
    Quotes are normally eligible for acceptance for up to 30 days, companies keep the data for much much longer for the purposes of data analysis on pricing sensitivity etc
    I was going by a past message from an insurer that used to post to the board who said they keep quote data for 30 days if the person doesn't do an application and that the anti-fraud measures would drop off after that.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • KbUser
    KbUser Posts: 44 Forumite
    Fifth Anniversary 10 Posts
    edited 17 February 2021 at 9:31PM
    Thank you everyone who responded to my post.

    I managed to get insurance with good enough price through internet. I tried to call directly to get quote from insurance companies that did offer quotes before anti-fraud system activated but it did not help. The customer service persons told me that system was showing there was no quote possible and that they did not know reason why there was not a single quote given out from system but I did.... So at the end I found out it does not matter if you call in, do it with comparison site or use quote service directly from their websites. If that anti-fraud system activates it's done.

    At least I learned what to do and not do in the future. I am happy that mistake did not cost us as much. Thanks again for advices and information 
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    dunstonh said:
    Sandtree said:
    dunstonh said:
    Quote records are typically kept for upto 30 days.   If you wait a month, the price increases will drop away.  Clearing cookies can help.
    Quotes are normally eligible for acceptance for up to 30 days, companies keep the data for much much longer for the purposes of data analysis on pricing sensitivity etc
    I was going by a past message from an insurer that used to post to the board who said they keep quote data for 30 days if the person doesn't do an application and that the anti-fraud measures would drop off after that.
    When counter fraud drops off is a separate question. We used to keep quote data in theory for 3 years from the end of the relationship but system limitations meant, at the time it was indefinite (sure that’s been fixed by now)
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