Buying on eBay without a PayPal account.

Belenus

I would be quite happy to never sell on eBay again but I expect to carry on buying on eBay regularly, mainly from business sellers.

If I close my PayPal account, how would that affect my ability to buy items on eBay? I would close the account with a zero balance. I would not close it while owing them money.

Do many sellers accept credit cards or is there another safe method of payment I could use that is widely accepted by business sellers? I don't care if I can no longer buy from private sellers as I rarely do that anyway.

Thanks

forgotmyname

Its not just ebay though. Just bought a load of stuff from a Chinese seller and paid them using Paypal. Other payment

options were who/what never heard of that and a website that popped up a month or two ago.

Paid with Paypal and even though the items were not due until late next week they arrived today.

With the delivery estimate i was thinking it maybe direct from China and not the UK warehouse they

claimed. But all good and no worries paying with Paypal.

You can live a life with no paypal or ebay or bank cards even, just makes life harder and its going to be

one day when something you really want goes to another buyer because you could not pay instantly with

paypal.

Costs nothing to leave the account open and they give you good offers if you dont use them for a while,

so why close the account?

pbartlett

Private sellers don't normally accept cards. Lots and lots of business sellers do. If there is something you want to buy from a business sellers you would be pretty likely to have a choice of sellers and easily be able to buy by card.

If you are hesitant about closing your paypal account then you could instead leave the account open but remove all linked bank account and cards. If ever in the future you needed to pay by paypal, send the exact money there by logging onto your bank account and sending a faster payment.

Undervalued

You can buy on eBay and make a payment via PayPal without having a PayPal account. A friend does this from time to time as for some reason they refuse to have a PayPal account.

The system tries to steer you towards opening a PP account but you don't have to and can make on off payments with your credit or debit card.

Personally I have a PP account linked to a bank account with a smallish balance that I use for little else. My PP is not linked to a credit card. That keeps everything nice a separate but obviously if I unexpectedly want to make a more significant PP purchase I do need to transfer enough money into the bank account first.

blackdog2220

paypal only on buying on ebay has long gone , as a user you are offered many ways to pay 

theonlywayisup

blackdog2220 said:

paypal only on buying on ebay has long gone , as a user you are offered many ways to pay 

Those I believe, are Paypal account or Paypal guest as per the post by Undervalued.  What Paypal guest means is that you enter your card details and pay without logging into or making a Paypal account.  There are pros and cons, the main being if you have an issue you have to ring Paypal to open a case. 

blackdog2220

Belenus said:

Do many sellers accept credit cards or is there another safe method of payment I could use that is widely accepted by business sellers? 

Thanks

sellers have to accept paypal apart from on collection /cars / houses etc 

however I believe this is now changing and people who have "managed" accounts are paid directly from ebay , not paypal 
as a buyer , you can (as shown above) pay by debit/credit OR (and for the poster above) pay by paypal , which will either take it from your paypal balance or from a bank accout/card  linked to paypal  

the debit/credit cards shown above are NOT guest accounts with paypal , they show on bank statement as ebay XXXXX 

pbartlett

good point above - opening a paypal case for eg item not received is probably easier that asking your card company for chargeback, although in both methods of course you are able to.open an ebay case

blackdog2220

EITHER your card co or paypal , if you have paid by card (NOT PAYPAL) why would paypal assist you 
in fact dont banks moan that your money went to paypal , not the end person , and paypal is not uk reg is it? , or regulated in uk 

[Deleted User]

I buy on eBay all the time on my personal account and I haven't used PP for many months. Few days ago, I just closed my personal account. I won't be using it. I still have my business PP as a seller on eBay on trading account, as I have to accept PP, not on managed payments yet. But as soon as they offer it to me, I will be closing business PP account as well.

Archergirl

Sorry if I am missing the point here but I have had to give bank details to Ebay for my sellers to buy as they are no longer using Paypal