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What small DFW things will you do this week 08/02?

1356

Comments

  • BlueJ94
    BlueJ94 Posts: 3,213 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Me again, even though I've done nothing basically this evening it's given me time to reflect on debts. I'm so unsure if the dmp is what I want. I'm paying £415 a month and my two lowest CC are £200 each, I'm tempted to cancel and contact each of the CC and Loans and go from there.. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Morning folks

    @jadewest94 - maybe post on the main forum and see what the advice is? I can see why it would feel like a good win to get those two cards gone.

    Another bright sunny day today. I'm opened some windows even though it's freezing to get some fresh air into the house. Still no sign of the washing machine chap so I washed a load of cleaning cloths, tea towels and bath towels in the bath last night. My glutes/hamstrings can attest to the fact this morning! Still, everything seems clean so I'll take that as a win. 

    More NEBOSH today and I'll get out for a walk. It snowed on our walk yesterday but only a bit and it didn't settle. I'm enjoying the sunshine... hoping it will make me feel a bit more settled. 

    Other than that, OH will be teaching and I might do something crafty if my headspace allows.

    Have a good one all

    clf x 


    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • BlueJ94
    BlueJ94 Posts: 3,213 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning folks

    @jadewest94 - maybe post on the main forum and see what the advice is? I can see why it would feel like a good win to get those two cards gone.

    yeah, i'm just thinking out loud at the moment :smile:
    Just a lot going on, just seems pointless paying £415 to one debt when I can pay £200 each to the smaller cards. 

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • DawnW
    DawnW Posts: 7,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all :)
    Very cold and frosty here, but sunny, and no snow. Chilly dog walk done. I have also done freezer inventory, checked the banks and updated my budget book, folded up dry washing from the airer and put it in the airing cupboard to finish off, and listed an item on ebay - I have a few things finishing today, and will review / reduce prices on any that haven't sold. Other things today:
    No spending - saving to get that conservatory done!
    All meals from home, leftovers today, little cooking needed.
    Look for more items to put on ebay - I am a bit limited at the moment as I am low on boxes, so am only listing things that don't need them. I am pleased to have got rid of loads of old sales stock though, and kept my little business going despite a) not being able to go anywhere to buy new stock, and b) the shop where I rent my unit being closed, but I still have to pay the rent (as does the shop owner for the shop, so fair enough, and she is a friend, so I am happy to support her).
    Water indoor plants, and I have a chilli seedling up, just one at the moment, but this year's very first seedling :)
    Time for another coffee now I think!
  • Well done @jadewest94!
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
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