My Debt Free Diary: Virgo In Pursuit
Debt-Busting Progress: 2020: £13,200 | 2020: £9,200 | 2021: £4,900 
2022: ongoing 
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What small DFW things will you do this week 08/02?
Comments
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            Ha yes. My ear isn't right. 5 days of amoxycillin.LBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.314
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            Thank you for another week of "small DFW things" - it's truly one of the highlights since I started this forum.  
 I am back to work this week after three weeks of annual leave:- So I am back to packed lunches and make my own coffee to go (for someone who loves her takeaway coffee, this is a big deal)
- I have also set a shopping ban and no credit card spend for this week - so far, so good
- Book an extra shift
- Keeping an eye on a few ebay items that will hopefully sell
 Thanks and good luck!6
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            Evening all 😊
 Zoom call done and dusted! £50 in my pocket.
 To do tonight
 Bath done
 Clothes on airer done
 Put away dry clothes
 Apply for freebies
 Do some surveysFound some supermarket coupons I can use for a top up shop tomorrow 😊I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
 Debt owed;*update pending as I've no idea* 
 Time to start a fresh. — MoneySavingExpert Forum
 Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
 New fresh diary for 2023! — MoneySavingExpert Forum
 https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
 https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=15
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            Hello, may I join this week?
 Things I've done today:
 - Worked in office, took a packed lunch plus provisions to make myself a cup of tea.
 - Walked to and from work - despite the cold! It's good free exercise.
 - Unsubscribed from a bunch of emails - I've been getting lots of Sale notifications from companies I used for Xmas presents, I don't want to get sucked in.
 - Listened to my audiobook.
 - Used up some night-time beauty gifts I got for Xmas - they have frankincense as the main fragrance which I find very relaxing so will hopefully get a good nights rest!
 Tomorrow:
 - I plan to walk to work again, and take in a packed lunch and tea provisions too.
 - I have an aubergine in the fridge that needs using up, so I'll base my dinner on that and make enough to take into work on Wednesday.
 - I'll have a look if there's any surveys to complete on Prolific etc
 - More audiobook.
 - Check accounts, move some money into savings.
 Save £12k in 2022 = £3705.97/ £7,500 (49%)
 Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)5
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            Plans for today
 Work until 4.30 as usual, go to the local supermarket as I've got some nectar coupons to use! Double points here and there.
 On dinner at work ill find some vouchers to print and I've got a few things on shopmium app I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert. I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
 Debt owed;*update pending as I've no idea* 
 Time to start a fresh. — MoneySavingExpert Forum
 Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
 New fresh diary for 2023! — MoneySavingExpert Forum
 https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
 https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14
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            Morning everyone
 A very light covering of snow here in the Midlands. It's still snowing, but very small flakes.
 Had to go shopping yesterday but, as I only needed a few bits, I walked to Aldi rather than take the car. Spent £6.30 out of the £20 I've budgeted. Picked up some stir fry veg and a pack of beansprouts, both at 75% off, and I have some meat left over from Sunday dinner, so today's tea will be a stir-fry. Dinner (lunch) will be salad and new potatoes. Survived the second evening of my self-imposed "no alcohol on a school night" challenge.
 Filled out a form via my union for a potential tax rebate, will wait and see what comes of that. Long-standing forumites may remember that I'm a single dad with an autistic DS2 at home. He's now 21. DS1 has moved away and DS3 lives with my ex. Since the very unexpected death of my sister three weeks ago, I'm very conscious that, if anything happened to me, things would fall to DS2 to sort out, at least initially, and none of the kids would have a clue about who my solicitor is or what accounts. pensions and insurances etc. I have, so I've started to compile a list, Not trying to be morbid, just practical, as I don't want them to be stressing any more than they have to, or missing out on a payment they were entitled to because they didn't know about it. Rather than make it an onerous exercise, I'm just adding a couple of things to the list each day, as and when I think about them.
 Tasks for today:
 Check banking and update spreadsheet - Done,
 NSD - all meals from stores
 Go for a 'wellbeing walk' at around midday
 Cat is due her flea treatment
 Phone dentist, as they are back open again
 Have a good day everyone.
 Debt free since December 2015. It can be done3
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            Morning folks!
 Welcome to @anjyeah and @delta13 - the more the merrier!
 Still waiting for the chap to look at the washing machine. If he doesn't come today, I'll have to do a wash in the bath I guess.
 Bright and sunny here despite the cold which I'm hoping will lift my spirits a bit. Still feeling very on edge but listening to some music is helping. I need a shower too so might go and freshen up a bit and hopefully feel a bit more on the ball.
 Small things today will look like the other days I guess! Working a little, some NEBOSH study, and get out for a walk.
 Have a good one all
 clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.315
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            Morning all,
 very quiet in work today so just checked my emails, managed to get a trial of the new Zoflora range that's coming out for the next couple of days, think I get paid £5 and i'm able to keep the product!  
 hopefully work picks up! 
 Oh and I have a Bed Head trial, £50 for 2 weeks! Getting good at being picked for Trials!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
 Debt owed;*update pending as I've no idea* 
 Time to start a fresh. — MoneySavingExpert Forum
 Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
 New fresh diary for 2023! — MoneySavingExpert Forum
 https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
 https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14
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            Afternoon all Thanks for starting us off Ally. Nice busy thread this week. I think I posted on last week's yesterday.... one week just merges into the next atm, or is that just me?@Karb I am so sorry to hear of your loss. Please take care.Feeling spectactularly unmotivated today for some reason, was awake for ages in the night, so that is probably it. Did a good dog walk, cleared up the kitchen, put on a wash, listed a couple of bits on ebay and that is it so far. It is very cold again, and keeps snowing, though only flurries of small flakes so it doesn't really cause any problems. I need to go outside in a minute and tidy up after the dog, but struggling to force myself to put on my coat and wellies. Brrrr!Also ought to redo freezer inventory and check banks.Not much done, but not spent anything either.4 Thanks for starting us off Ally. Nice busy thread this week. I think I posted on last week's yesterday.... one week just merges into the next atm, or is that just me?@Karb I am so sorry to hear of your loss. Please take care.Feeling spectactularly unmotivated today for some reason, was awake for ages in the night, so that is probably it. Did a good dog walk, cleared up the kitchen, put on a wash, listed a couple of bits on ebay and that is it so far. It is very cold again, and keeps snowing, though only flurries of small flakes so it doesn't really cause any problems. I need to go outside in a minute and tidy up after the dog, but struggling to force myself to put on my coat and wellies. Brrrr!Also ought to redo freezer inventory and check banks.Not much done, but not spent anything either.4
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            Evening all!
 Not much going on here, managed to get a potato and leek soup mix for 30p as well as some reduced corn on a cob! I really need to sort out the spare room but it's something I keep putting off! I still haven't done a budget either 
 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
 Debt owed;*update pending as I've no idea* 
 Time to start a fresh. — MoneySavingExpert Forum
 Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
 New fresh diary for 2023! — MoneySavingExpert Forum
 https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
 https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12
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