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Can I add more to my credit card than the limit?

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Comments

  • You can bypass the restriction by paying down the balance by bank transfer instead of a debit card. Best to wait for transactions to clear though.
  • No, most credit cards wont let you go into credit. 
    Rather, they will let you but deliberately doing so is a breach of the Ts & Cs so the money will be returned, or potentially card will be closed if you abused it. Plenty of people can end up with a card in credit e.g. a refund after the card is paid off or a mistake in a balance transfer where the DD is taken after the BT.
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