Enjoy life while you can.

[Deleted User]

Man proposes, God disposes.

waveneygnome

I thought it was HMRC who disposes?

Oh my bad.......dispossess

Yellowvest23

20% of us die before we are 65
4% of us end up in care homes
The way some on here talk you would think more than 1 in 25 end up in care homes

Nebulous2

Yellowvest23 said:

20% of us die before we are 65
4% of us end up in care homes
The way some on here talk you would think more than 1 in 25 end up in care homes

Do you have details of where that 4% figure comes from? 

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

sevenhills

Nebulous2 said:

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

It also matters what do you consider a care home. My family, in later life, moved into flats for the 55+ age group.

 This seems ideal to me, you get a tailor-made flat designed for older people, you are renting so any capital in your previous home is released.

DairyQueen

Nebulous2 said:

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

From the mha charity website:

"Approximately 418,000 people live in care homes (Laing and Buisson survey 2016). This is 4% of the total population aged 65 years and over, rising to 15% of those aged 85 or more."

These figures exclude the many who receive support from their LA, private carers and/or family in their own homes.

And

"At age 65, men in England can expect to live on average another 8.9 years in good health, and women another 9.8 years in good health – just under half of their expected remaining life span. These figures have decreased over the past few years."

Life expectancy has increased but healthy life expectancy has not.  

westv

sevenhills said:

Nebulous2 said:

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

It also matters what do you consider a care home. My family, in later life, moved into flats for the 55+ age group.

 This seems ideal to me, you get a tailor-made flat designed for older people, you are renting so any capital in your previous home is released.

It always surprises me when I hear about 55+ flats. You would have thought in this day and age they would be 65+ or similar.

cfw1994

westv said:

sevenhills said:

Nebulous2 said:

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

It also matters what do you consider a care home. My family, in later life, moved into flats for the 55+ age group.

 This seems ideal to me, you get a tailor-made flat designed for older people, you are renting so any capital in your previous home is released.

It always surprises me when I hear about 55+ flats. You would have thought in this day and age they would be 65+ or similar.

Perhaps targeting those who have access to the TFLS from any DC pensions.....

Nebulous2

sevenhills said:

Nebulous2 said:

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

It also matters what do you consider a care home. My family, in later life, moved into flats for the 55+ age group.

 This seems ideal to me, you get a tailor-made flat designed for older people, you are renting so any capital in your previous home is released.

That would not be classed as a care home. That is what we would call ‘sheltered housing’ around these parts they are generally council owned, but in other parts of the country there are a lot of private providers as well. The figure would be higher than 4% if you included that. 

Nebulous2

DairyQueen said:

Nebulous2 said:

I think it might be 4% of older people are in a care home, which isn't the same thing. My recollection is that around a third of people end up in a care home, often for a relatively short period. 

From the mha charity website:

"Approximately 418,000 people live in care homes (Laing and Buisson survey 2016). This is 4% of the total population aged 65 years and over, rising to 15% of those aged 85 or more."

These figures exclude the many who receive support from their LA, private carers and/or family in their own homes.

And

"At age 65, men in England can expect to live on average another 8.9 years in good health, and women another 9.8 years in good health – just under half of their expected remaining life span. These figures have decreased over the past few years."

Life expectancy has increased but healthy life expectancy has not.  

That’s what I thought. 4% of people over 65 are in them at any one time. Which is considerably less than the number that need them towards the end of their life. 

That’s the huge challenge ahead of us. Keeping people going as long as possible in good health. Unfortunately, much of that might be due to lifestyle choices 40+ years earlier.