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Please read the title deeds and plan before buying a house!

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Comments

  • AlexMac
    AlexMac Posts: 3,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good advice to always check the Title and redlined plan, lookstraightahead and others; 
    and I agree with blue_max_3 that buyers' solicitors have become increasingly picky and risk averse in recent years.

    Solicitors also vary in their competence; we were pleasantly surprised when our usual solicitor picked up on and rectified really trivial irregularities in the redline on our last leasehold purchase, but the issue hadn't been flagged up by anyone over several prior transactions over 30-40 years.  Similarly she insisted  at an early stage in the purchase of our current home, and as soon as she downloaded the Land Registry Title, that we actually confirm the boundaries of our proposed  purchase were as represented; emailing us this to check the house, garden and also getting us to clarify the of tree with a TPO.

    But not all lawyers are as good... and now she has retired!
  • badger09
    badger09 Posts: 11,702 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mineral1 said:
    How long does it take to download them is it instant once paid?
    4 or 5 minutes to set up account.
    2 minutes to search for the property.
    10 minutes to find your credit card that fell under the sofa.
    1 minute to 'buy'.
    1 minute to download.
    2 hours to figure out what it all means.
    20+ years (other time periods are available) to regret not having done it 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Never recall an occasion when my conveyancing solicitor over the years has never said please confirm. When providing a copy of the title deeds. 
  • sheramber
    sheramber Posts: 23,261 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    I recently bought and my solicitor sent me a copy of the deeds saying is this correct as I have not seen the property?
    When we bought our previous house it was a old croft house. The original owner had decrofted an   area and refurbished the old croft house. H e still owned the surrounding field on two sides. 
    When he died his grandson inherited the property and land and lived in it for several years.
    We bought from the grandson and my solicitor checked the deeds against the ordinance survey map.. H e was measuring with a magnifying glass. He discovered with was fenced off did not agree with deeds.  Our property was short on two sides- the two sides still owned by the grandson.
    He told us they had to agree so we either changed the boundary to correct it or changed the deeds.
    Fortunately, the grandson agreed to us moving the fence if these two sides to the correct position per the deeds.


  • I think most solicitors ask you to check the deeds but I know many people don't, thinking the solicitor would. But obviously the solicitor doesn't visit the property, and EA photos are just photos. Sometimes even vendors don't realise. 
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