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Time to start a fresh.

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,180 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 2 August 2021 at 5:01PM
    Evening all that follow along!

    I dropped the car off at the garage this morning, got a lot of things wrong with it but don't think it will cost an arm and a leg to fix! 🤞

    Got a zoom booked for Friday (£60) Monday I start an online diary for 2 weeks (£220.) 

    I've been home about half an hour and so far ive

    Loaded washing machine
    Took washing off airers 
    Made coffees
    Wiped down kitchen 
    Made the bed

    This evening I willl

    Hoover spare room
    Mop bathroom
    Sort rubbish out in the spare room! 

    I'm feeling rather skint this month already but I've offered to work a few extra hours the weekend of the 13th as my workplace is moving and I'd offer to help! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    You’ve been a busy wee bee tonight. Fingers crossed car doesn’t cost a fortune and then you’ll have some peace of mind when driving it again. 
    What do you have do for the online diary ?
  • BlueJ94
    BlueJ94 Posts: 3,180 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    You’ve been a busy wee bee tonight. Fingers crossed car doesn’t cost a fortune and then you’ll have some peace of mind when driving it again. 
    What do you have do for the online diary ?
    haha yep! Hopefully not as I just budgeted enough to cover my fuel for the month as all other bills have been paid. It's about Pubs, Restaurants and cafes! Won't fully know until it starts but I've done one before and it basically asks you questions :smile:

    I've also applied for a 6 hour "workshop" zoom, If im chosen I have to do two different online work shops 3 hours each but I get £300 for doing it!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    That’s a brilliant way of earning extra money 
  • BlueJ94
    BlueJ94 Posts: 3,180 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    That’s a brilliant way of earning extra money 
    Hopefully I get it! :smiley: 

    I'm dedicating an hour a day to apply for studies and an extra hour for surveys!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    That fluid debt is just screaming to be paid off and closed from your survey income 😉
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • BlueJ94
    BlueJ94 Posts: 3,180 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    MrFrugalFever said:
    That fluid debt is just screaming to be paid off and closed from your survey income 😉
    Haha! Yep this is the plan! :smiley: annoyingly it could take 14 working days to be paid after I have done the Surveys!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Good things come to those who wait, as they say! 😁
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • BlueJ94
    BlueJ94 Posts: 3,180 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    MrFrugalFever said:
    Good things come to those who wait, as they say! 😁
    I guess :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,180 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    So, just got my car diagnostic back. Its a veeeery long list but less than £500 to fix. So my OH is paying it and I'm going to pay him back. :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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