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Time to start a fresh.

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Comments

  • It's frustrating but a watched pot never boils as they say. Set them to go out on direct debits and think about making more money to pay them off quicker. Surveys and ebay and all that jazz🙂
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    It's frustrating but a watched pot never boils as they say. Set them to go out on direct debits and think about making more money to pay them off quicker. Surveys and ebay and all that jazz🙂
    Hey thanks for the comment :smile:
    All debts are currently set on DDs, I’ve just cashed out £25 between panelbase and surveybods😀 I do have a few things that I can sell on eBay on the weekend actually.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 10 June 2021 at 7:21PM
    To do list:
    Surveys
    Make egg muffins (waiting for mr amazon man to bring my muffin tray :lol:done, kind of. As I decided to make protein muffin instead :lol:
    Look at my outgoings and see where I can save next month!
    Check all loans and CC statements. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Hi Jade, how did the 6am gym session go? 
    Has the interest been frozen on a temporary basis or until the debt has been paid. If it’s the latter try not to focus to hard on it we all want to be debt free, but we’re coming out of lockdown your young and you’ve still got to be able to enjoy life. Don’t keep looking at the figures all the time, your a determined girl so you will get there but in the meantime relax and get the muffins in the oven 🤣🤣 x
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Hi Jade, how did the 6am gym session go? 
    Has the interest been frozen on a temporary basis or until the debt has been paid. If it’s the latter try not to focus to hard on it we all want to be debt free, but we’re coming out of lockdown your young and you’ve still got to be able to enjoy life. Don’t keep looking at the figures all the time, your a determined girl so you will get there but in the meantime relax and get the muffins in the oven 🤣🤣 x
    I didn't go! But I am determined to start going before work next week! :sweat_smile: 
    They're frozen until paid. Besides Barclays who I will be speaking to soon to get frozen also! That's true, but it's also stressful living wage to wage and having nothing left each month! Funny enough my muffin trays haven't long turned up! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • anjyeah
    anjyeah Posts: 240 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    You are one of the determined forumites on here. The good thing about your situation is you can still afford your monthlies with some to spare for fun or overpayment, whatever the amount way be. 

    Besides, March 2022 as your signature would say, isn't that far away. You are still better off since you started this diary. You can do it! :) 
    My Debt Free Diary: Virgo In Pursuit
    Debt-Busting Progress: 2020: £13,200 | 2020: £9,200 | 2021: £4,900 
    2022: ongoing 

  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    anjyeah said:
    You are one of the determined forumites on here. The good thing about your situation is you can still afford your monthlies with some to spare for fun or overpayment, whatever the amount way be. 

    Besides, March 2022 as your signature would say, isn't that far away. You are still better off since you started this diary. You can do it! :) 
    Thank you for the support it means a lot :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Not updated for a few days. Been busy busy!

    On payday I plan on paying marbles off in full (£70 left) then I will check my budget and see where I could assign the usual £30 I would of been paying towards marbles monthly. I think fluid will be my next attack, I do need to ring Barclaycard and see what's happening with them as they're charging me interest.

    I also plan on adding a few things in ebay when the free listing/selling option is available to activate.

    I've been drying all washing on the washing line and I've got some strawbs growing nicely.

    I'm off to alton towers Friday to have a nice chill out and fun day and not worry about my debts! I will be taking a packed lunch though as the food is vile there :lol:

    How's everyone? :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Four_Seasons
    Four_Seasons Posts: 945 Forumite
    Sixth Anniversary 500 Posts
    Have a lovely day on Friday, you are doing so well with your debt busting x
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    That will be nice to see another debt scored off your list.
    enjoy your day at Alton Towers, 
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