We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Time to start a fresh.

12829313334106

Comments

  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Paid £5 to Marbles, it's now on £120. Picked up some milk but came across some cinnamon and rasin bagels in the reduced section, 49p bargain so that's what I'm having for breakfast tomorrow. Also got myself booked in for a zoom call survey for £50.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Done my couch to 5k today, legs hurt nice bubble bath soon. I’m looking into getting a smart watch but I don’t want a really expensive one! Just want it to track my steps and swimming.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Bit the bullet and put a naughty offer in on a smart watch on ebay. They usually cost £180 but I got it for £45!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all, 
    Just up and getting ready for work. The weather is awful! I'm also not feeling the best today, woke up feeling abit meh. Just going to have my coffee and some breakfast and head off to work.
    No plans for this evening I also think the weather is supposed to be rubbish all day. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    So today I found out that Barclaycard randomly closed my account without telling me. Yet I'm still paying interest charges etc on it. I tried phoning them but was on hold for half hour. :angry:

    It's been a bit of a meh day, just thinking about debt and becoming stressed about it. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Awe Jade don’t get stressed by it all, you’ve been doing a great job. You’ll need to find a happy medium so you are not focussing all your thoughts on debt. Keep it up the job work with debt repayments and your fitness regime x 
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Awe Jade don’t get stressed by it all, you’ve been doing a great job. You’ll need to find a happy medium so you are not focussing all your thoughts on debt. Keep it up the job work with debt repayments and your fitness regime x 
    Thank you so much! :smile: yes true, I’m starting swimming and the gym again next week so that will give me something else to focus on! :smiley: it doesn’t help either that the weather is awful! Time for a nice bubble bath and face mask I think!x
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,906 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    sorry to read it hasn’t been the best day for you, I know it’s easier said than done but try not get too down with the debt stuff. You are making great progress and that’s all you can do, you are changing your ways to improve your finances....hope the bubble bath did the trick 😊
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    sorry to read it hasn’t been the best day for you, I know it’s easier said than done but try not get too down with the debt stuff. You are making great progress and that’s all you can do, you are changing your ways to improve your finances....hope the bubble bath did the trick 😊
    Thank you! ☺️ It did, I even made turkey dinosaurs for dinner :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Struggling to sleep tonight which is a bit annoying. Going to listen to headspace and hopefully drift off 🤞
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.