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Comments

  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Paid £4 to Marbles so now at £130. I'm 100% sure I can pay this off by the end of the month now :smiley:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Just got back from shopping, managed to get a salad for work tomorrow down from £2 to 43p, a chocolate bar for OH at £1 from £3 and a few other small bits. Not bad :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Debt as of today.
    Marbles £130 
    Aqua 
    £526.36 
    Fluid 
    £330.67 
    Vanquis 
    £649.63 
    Barclaycard 
    £290.03 payment plan isn’t setup for this. 

    Likely Loans £1018.16 
    118 Money 
    £2145.84 
    Five Lamps 
    £779.01

    Im feeling a lot more in control recently, which I’m happy about. Im more motivated to kick this debts bum! :lol: I don’t think I’d of paid it all off by March but hopefully I can be more or less half way then! Im going to see what I can sell etc on eBay and go from there. I’ve learnt aswell that even though i am in debt I don’t need to be harsh on myself 24/7! I can buy something’s I want but don’t really need as long as I budget for it. 
    Also, sim contact ends next month so will be changing to SIM only saving more than £30!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all that follow along. 
    Weather today is awful, hoping it clears a bit so I can do my couch to 5k jog later. Not really got a lot going on over the next couple of weeks, just working and coming home. I do have my covid jab on the 19th though. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Won a free photoshoot for the dog and me aswell as £100 to spend on the day! :smiley: Also, paid £5 towards Marbles this morning! :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Spent £50 in Iceland this evening, freezer is so full I've had to empty the cardboard packaging and put them into clear bags with the instructions cut out and stuck to it :lol:

    Not much else going on, OH has ordered Lasagne from a local Italian. I've made a weeks worth of works lunches so no need to do that tonight. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,896 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Spent £50 in Iceland this evening, freezer is so full I've had to empty the cardboard packaging and put them into clear bags with the instructions cut out and stuck to it :lol:
    😂😂this made me giggle. It’s amazing how much the tiny payments have made an impact on that marbles debt, it’s going to be gone in not time at all. The fact you feel so in control is a win too.

  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Spent £50 in Iceland this evening, freezer is so full I've had to empty the cardboard packaging and put them into clear bags with the instructions cut out and stuck to it :lol:
    😂😂this made me giggle. It’s amazing how much the tiny payments have made an impact on that marbles debt, it’s going to be gone in not time at all. The fact you feel so in control is a win too.

    Honestly, it wouldn't fit in otherwise :lol:
    Yes! I know it doesn't seem a lot but its going down slowly. I'm able to pay £50 towards it Friday also! Yes agreed! Still unsure if I should focus on CC first or try pay off a loan next as the smaller loan is £779
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Paddington75
    Paddington75 Posts: 108 Forumite
    100 Posts Name Dropper
    Spent £50 in Iceland this evening, freezer is so full I've had to empty the cardboard packaging and put them into clear bags with the instructions cut out and stuck to it :lol:

    Not much else going on, OH has ordered Lasagne from a local Italian. I've made a weeks worth of works lunches so no need to do that tonight. 
    Aah yes, the Iceland freezer shuffle.  Brilliant value for money but a pain in the !!!!!! when you're trying to squeeze everything in!!
    Tesco CC - £269.00.00/£750 
    Virgin CC - £1,050.00/£2570.00 
    MBNA CC - £825.00/£3360.00 
    Emergency/Home improvements Fund - £0.00/£1000.00
    Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00

    https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest
  • BlueJ94
    BlueJ94 Posts: 3,182 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Spent £50 in Iceland this evening, freezer is so full I've had to empty the cardboard packaging and put them into clear bags with the instructions cut out and stuck to it :lol:

    Not much else going on, OH has ordered Lasagne from a local Italian. I've made a weeks worth of works lunches so no need to do that tonight. 
    Aah yes, the Iceland freezer shuffle.  Brilliant value for money but a pain in the !!!!!! when you're trying to squeeze everything in!!
    Haha yes, it’s just a lucky dip now! :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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