Time to start a fresh.

BlueJ94

Morning all that follow

I'm still awaiting to hear from Vanquis and I need to phone Likely Loans today on my lunch break as I can't afford to pay them what they want, so hopefully I can set up a payment plan with them.

118 Money defaulted my account which is annoying as I only spoke to them a few days ago and they said they would give me time to fill out my expenditure form and return it. Not a lot I can do about it, but I'll speak to them again. 

BlueJ94

19-4-21 Update

So as follows;

Fluid - £30 pm 0% = OWED (£360.67)
Marbles ""              = OWED (£202.64)
Aqua     ""              = OWED (542.88)
Vanquis Awaiting a call/email to set up plan Still OWED £699.63
Barclaycard = Minimum Payment each month 27.7% = OWED (£332.42)

Likely loans - £60pm (3 months then review) = OWED £1078.16
118 Money - £100 pm (need to call and change to £60) OWED = £2205.84
Five Lamps - £1pm OWED = £801.07

My loans are my biggest pain in the butt, so I need to tackle these asap!

BlueJ94

This morning I was up earlier than expected so had a breakfast and a coffee without rushing around. I then went and got petrol then sat on the phone to Vanquis, I spoke to a lovely man who agreed with me £50pm for the next 20 months and if I could afford, I could pay a little extra towards it. 

Parkyp

That’s a very good result, nice to know they are helping people in need. 

BlueJ94

Parkyp said:

That’s a very good result, nice to know they are helping people in need. 

Yes! I wish I had spoken to them a lot sooner!

BlueJ94

Today I have;

• Spoken to Vanquis and set up a payment plan of £50pm
• Spoken to 118 Money and reduced my payments from £100 to £60pm

BlueJ94

To do within the next hour;

make work lunches to last until Friday dons 
pack my running stuff for my couch to 5k run done
check budget and adjust where needed done 
make a cuppa done

enthusiasticsaver

Sounds like you are making good progress on payment plans

BlueJ94

enthusiasticsaver said:

Sounds like you are making good progress on payment plans

Thank you! Hopefully know I have a definite plan I can try and pay a little more to the loans from any survey money etc 

BlueJ94

Paid £30 towards marbles today making it now £172.64