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CCJ issued after being misled by private parking firm - VCS
To put it in perspective , I cannot think of any similar case to yours , where the victim was misled and failed to pay within the deadline , so you are not stupid on that aspect. You are correct in that the others have different issues , but there are only 2 set aside avenues and one may be closed to you , leaving a with consent set aside
Plus you have the problem of paying for the set aside , I doubt that VCS will pay , but glad to be proved wrong ? Perhaps you qualify for reduced fees ? Or free ? Check !!
This won't happen overnight , I predict one to 3 months to sort it out via the court system ! If it can be sorted out
@KeithP I have tried both laptop and phone, I have just read from another user that if you have not posted a certain number of posts this option is unavailable!! Hopefully moderators will remove ASAP