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What small DFW things will you do this week 11.01.21?
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determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
LBM 11/06/2010: DFD 30/04/201
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
4
Comments
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Morning
quickly starting the thread before my day starts in earnest. Madam is still asleep and I want to give her as long as possible before her day of schooling starts.
As schooling takes so much time I doubt I will do very much!
* TOMM
* load of washing
* meals from stores
* take apart and alter headband I made
* spend some time working out how I will alter my dress. I pinned the amount I need to reduce it by and realised it's a bigger job than I thought. I love this dress so want to take my time and get it right
* all meals from stores
* set up a video call for madam with mil. Want to set this up to be a weekly thing
* email oh resources to print off for madam for school
That' all. Ayone seen 1LL, haven't seen her for agesDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1955 -
Morning DNMS (and everyone who comes along later). Thanks for starting the thread. I have been wondering how 1LL is too. Hope she and her family are ok.Not feeling very motivated, which is happening all too often lately (lockdown? weather?) but I have walked the dog, cleaned up the kitchen and bathroom and wrapped a few ebay parcels. I am waiting for someone from a conservatory / window company to come and give a quote for refurbishing our ancient and tatty conservatory. We had someone come before Christmas but weren't keen. No great hopes for this lot either tbh. Maybe end up not doing it, or getting in a building firm once the lockdown is over.Running low on a few food items now, as I haven't done a shop for well over a week. It is fresh stuff that is the problem, as usual. Anyway, delivery expected on Wednesday, and we can manage fine till then.5
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Very quiet thread today? Quite impressed with conservatory man who came today, he seemed really competent and asked intelligent questions, and had good ideas. Will have to see the quote he comes back with, but feeling hopeful6
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I walked the dog this morning before work, made myself breakfast which is rare! Had a cuppa and then went off to work 😴 here until 4.30 😊 ill be buying stuff to make a Thai curry for tomorrows dinner and work lunch. I'll be going through all old clothes and selling on ebay! 😊
Oh I started the couch to 5k aswell, I start week 2 tomorrow 🏃♀️ I'm drinking plenty of water now aswell 😄I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14 -
Welcome @jadewest94 good luck with your ebay selling and couch to 5k. The thread is normally much busier than this, not sure where everybody is this week!Currently sitting on my behind as I walked the dog for a couple of miles first thing, then walked into town and back which is another couple. Went to the post office, and got some fruit and a few other bits in Waitr*se on the way back. Not the cheapest, but also therefore the least crowded. Got some reduced bacon and sourdough bread as well. I have an as*a delivery expected tomorrow but often find their fruit disappointing, so it was so nice to pick my own - and it is always lovely in there, too! Updated As*a order in light of the things I bought this morning.I really fancied peanut butter on toast for lunch, so had that.Dinner will be jacket potatoes, leftover cold meat and salad.Must get off my behind shortly and do some houseworkAlso need to check banks and update budget book.Hope everyone is ok.5
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DawnW said:Welcome @jadewest94 good luck with your ebay selling and couch to 5k. The thread is normally much busier than this, not sure where everybody is this week!Currently sitting on my behind as I walked the dog for a couple of miles first thing, then walked into town and back which is another couple. Went to the post office, and got some fruit and a few other bits in Waitr*se on the way back. Not the cheapest, but also therefore the least crowded. Got some reduced bacon and sourdough bread as well. I have an as*a delivery expected tomorrow but often find their fruit disappointing, so it was so nice to pick my own - and it is always lovely in there, too! Updated As*a order in light of the things I bought this morning.I really fancied peanut butter on toast for lunch, so had that.Dinner will be jacket potatoes, leftover cold meat and salad.Must get off my behind shortly and do some houseworkAlso need to check banks and update budget book.Hope everyone is ok.
I have to go shopping soon, not long got home from work 😴 but I'll be making food in a batch so I can have some got the next few days of work 😁I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14 -
Hi gang,
Wow, it is a little quiet thread this week. Hope everyone is doing ok. Big virtual hugs to you all.
Ooh I was going to do couch to 5K too, but it is pelting down today so that is enough to put me off. Ha ha, commitment levels are high as you can see.
I got a refund from Barclaycard. Average refund is meant to be £230 but I got £30. Ah well, better in my pocket!
I need to sort YNAB today — like to know where everything is up to
Bought something off a pal - supporting local businesses and all thatShe’s moved her whole shop online and does drop offs round the local area. Yay!
Hopefully getting v close to moving house!! Please cross your fingers for us!!
Catch up soon lovely people!
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I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=15 -
Afternoon folks and welcome to @jadewest94!
Sorry for being AWOL, I've had some internet problems but all resolved now. We've been very busy and managed to put the allotment shed up! It's a little wonky in places and it was a total pig to put together compared to the one I bought for our garden in 2019 (different supplier). I'm not sure how much of it is due to the shed being carp or me and OH making a meal of levelling the base. Still it's holding up! Next plan is to buy a few gutter clips (done) and put the gutter and down pipe that we found at the back of the plot onto the shed and take the water butt from home to the plot! I'm also making some curtains for the windows so that I can have a pee in privacy in the shed! Can't wait to take all our stuff there and clear a bit of space in our shed at home.
On the plus side, I had a late night last night, a glass of wine and 2 bottles of beer and this morning I feel the best I have done since getting covid. Go figure!? Taste and smell still only about 30% but it's at a doable level - I don't massively notice it. I'm barely coughing today too which is nice.
Not much going on chez Fanta today. Email from the LL this morning. It's his first day without the LA and he's itching to get the cistern in the small bathroom sorted. Sent some pics as per his request. Cleaned both bathrooms while I was at it and dusted round the kitchen. I have an enormous 3kg ham in the sc which should do us for a while. Also must portion up and freeze the mince. Other than that, I'm just doing some (very boring) work - reformatting CVs!and OH is teaching via Skype upstairs. Probably tuna pasta bake or spag bol for tea and start two more squares for that blimmin blanket.
Love you all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.315 -
Afternoon allI think some of us (ie me) are having a bit of a problem with motivation at the moment - not CLF by the sounds of it though!Woke up with sore eyes and a slightly dodgy throat this morning, so must keep an eye on that. Can't think where I could have caught anything, I hardly go out, apart from dog walks when nobody else is about! I have been in 2 sparsely populated shops so far this year. Anyway, managed to take the dog out between rain, had a bit of a tidy up, put the As*a delivery, which arrived at lunchtime, away, and noted the spend in my budget book. Then decided to spend the afternoon doing a bit of cooking to use some stuff up. I have made spicy parsnip soup for lunches, an apple crumble and a batch of carrot cake flapjacks for puddings / treats. The flapjack recipe is from a weightwatchers bake book that I got from a CS ages ago. They look and smell nice, cooling down on their baking tray.Peeled and chopped the rest of the carrots as they have been around for a while and had some soft patches. They are currently in the fridge, and will be used up over the next couple of days. The apples, HM crumble mixture and parsnips all came from the freezer, so I have managed to clear a few bits and pieces out of there.Dinner will be pasta with bacon and tomato (and melty camembert cubes, also from the freezer)Hope the move goes to plan La E.4
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