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Keeping motivated
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Fantastic news 🥂🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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How excitingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
That's great news glad you found somewhere you love*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
I can’t believe how quickly it’s happened from deciding to do it in a hell of a temper to it actually happening I was near to tears every day because I love my house and garden and I just wished I could pick it up and move it but I’ve moved out mentally I was just so fed up and I am praying this all goes smoothly it’s a empty house I am moving into and it’s first time buyers that is getting mine so there shouldn’t be any problems but it’s early days all been well it should take about 10 weeks2
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How exciting and how lovely for you. You certainly don't prevaricate when you make your mind up, do you!?Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
Hope everything is still going through as expected. I bet you’re a very busy Izzy right now 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hi SA I hope everything is alright we feel as if we are just sitting waiting the estate agent says there’s nothing to worry about everything is going as it should I hope they are right I have moved mentally and can’t wait for everything to just get going I am trying to get organised so I don’t have everything to do at once of course hubby is complaining constantly wanting to leave things for now but it will be me who has to do everything I don’t want to be climbing over boxes every day but I have started packing some stuff away the out houses which are his domain are worse than I thought he won’t get rid of anything the rubbish in there is absolutely disgraceful but the car is loaded up and we are going to the tip tomorrow My stomach is constantly in a whirl I feel as if I have so much to think about and I feel constantly worried something is going to go wrong keeping everything crossed 🤞0
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Up and at it this morning diet has been good but missed a couple of days walking Monday and Tuesday had a good walk yesterday and boy did I enjoy it I really missed it and funnily my legs were aching the days I missed just had to much to do been out with the dog now for a trip to the tip then I am going to call in to Iceland someone has told hubby they do big packs of frozen spam fritters YUCK so he will have to have them keep him happy for a while then home to pack a couple of boxes money is going well I don’t want to spend anything as I keep thinking of things I want to do with my new house will do a YT exercise later0
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I would be wanting to get organised too if it were me. What are men like wanting to leave everything until the last minute. My dh is the same and don’t get me going on the amount of junk he keeps.
im not surprised your tummy is in a whirl....January spends - £587.581 -
Morning what a difference cold and threatening to rain off for a good walk with the dog need to pick up a couple of things from mr A and that should be it no more spending this month apart from my veg off the market Tuesday.got lots of ideas for my new house but obviously need to save some money so on a mission now not a penny spent going to pack a box today I hope nothing goes wrong I will be absolutely gutted I feel like I am just sitting on my hands hopefully all goes well it should be about 12 weeks I keep thinking well it’s 12 weeks since Xmas and where’s that time gone I’ve got plenty to do but at the same time I don’t want to be climbing over boxes so a bit at a time .hopefully back at work again soon I’ve been furloughed for a year now so if I can plan to have most things packed before I go back it will leave less to do when I’m working must go by the time I’ve wrote this the rain has turned to sleet have a good day everyone whatever you are doing0
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