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!!My time to be mortgage free!!

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Comments

  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Spent 20 quid on a get well soon present for a friend.  
    No spend tomorrow.  
    200 still on track for saving 
    Esrned£3 on savings
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Tenner spent on books for kids. 

    Earned 2 quid on surveys. 

    On track to save 200 still
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Aldi shop  . Needed. 
    3 quid on surveys. 

    Hubby applying for new job.  Nice pay increase if so for a year minimum.  Let's hope eh

    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Had to be pay out for various non avoidable bits and pieces.  

    Pay day Friday.  200 to save is the aim.  
    Made a fiver on surveys and 10 on e Bay. Should also have 40 coming in from other sales this week
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Real life is so very expensive. 

    We need full school uniform, plus the evil school shoe purchase, school trainers , and car tax, service and mot for 2 cars all in v August /Sept.

    We also have a 3 night stay on the coast to pay for plus spending money.   

    I just hope all this ebay selling and what not can go to over payment and not just every day life!!!
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Bloody expensive day. Full tank of petrol.  100 quid food shop. Fee gifts for the teachers and they are not fully complete yet, couple of birthday presents for kids parties.

    Pay day Friday. 

    For 1 day we will be mortgage neutral until the bills come out. ...but it's getting closer every month
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • beanielou
    beanielou Posts: 95,883 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Even 1 day is good  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Sooo managed to save the £200 at the end of the month as planned which meant in total I saved£350 from the pay cheque. 

    Until my bills come out in 3 days we are officially mortgage neutral whoop. 

    Then we won't be but it's a start
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Paid off our summer 3 day break (damn you covid) to the coast. 350 quid. !!!!!!. Anyway we are no longer mortgage neutral but it's getting very close. 

    Sold a load more stuff online. Have £120 in the "Christmas holiday" envelope fund.  Want to do a weekend away with the kids somewhere festive see.  

    Have 60 quid from surveys to cash in as well to add to the pot.

    GULP started tidying the kids toys today for Christmas.  Hopefully can get them all sold and it gives us room to put new stuff away. My kids need a lot of warning to give up toys. Even the ones they never ever play with

    X
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Well it's now 3 weeks till pay day. Car fund is building- we have MOT and insurance Plus the service.

    Achieved my "spend nothing when at work" plan this week.  Decided to take the kids and friends to mcdobalds, was worth every penny.

    Hoping to save £300 this week.  Got 680 left to last me till the end of the month.  
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
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