!!My time to be mortgage free!!

happymum37

Boom £50 won and reinvested on the premium bonds. 
Hubby Spent 50 at the physiotherapist but that's OK he's allowed medical help lol no matter my mortgage plans!!!

happymum37

So.  This month has been a financialbumblefuck.  Needed to pay for physio x 2 and a scan.  However pay is in on Friday and I will had free 30 quid to add to the savings pot 😆😁

happymum37

Booom just listed a load of stuff on ebay and made hubby get his pension sorted.

Kids all needed sandals (thanks clarks for being so expensive) but think I will have £100 overpayment this month

happymum37

Small steps.  
Paid£50 into each of the kids premium bonds
Paid£100 into ours today. 

Wage packet going to be tight with physio appointments but am determined to overpay by £100 this month on the mortgage.

Also increased hubsters pension contributions to 10%. Finally.  That gives us roughly 20 years of his new increased contributions to build up before retirement . I can increase mine from April so will then .

X

happymum37

Murff.  Highly annoying.  Forgot I had to buy the kids school photos today.. on disk but still unexpected £18 bill

Plus need pedicure on Friday.  Otherwise my feet will need to stay in socks till winter 
. That plus physio is about it for extra-non- bill spends this month I think.  

Might start picking up uniform bits to balance out costs but have bought new coats for Sept in sales so shouldn't be too bad

happymum37

Bloody hell.
 My no spending money day was not a success. Fiver spent in morrisons and then hubby spent 6 in co op. 

Loads of sales should go through on ebay tomorrow though so that's Brill.  More to let tomorrow night.  

Hubsters pension increase finally went through.  His company are stoopidly slow. So in 2 years he's gone from a 5% contribution to 10%. We will increase it again but not until my pay rise in Jan.    He has 16 years to go and me 21 until we can access our work pension so enough time for these increases to make a difference. I'm increasing my pension contributions in April as well. 

Tomorrow is a NO SPEND day. I will choose what school uniform to order but will do it at the end of the month I have decided. 

I am considering doing online surveys but they seem a lot of work for very little income. Once my email bag of stuff to sell goes through I will do it I suspect


X

happymum37

Crappo day.
Argument with the Hubby who should know by now he is always wrong and is a total !!!!!!.

However!!! A no spending day and 40 quid if stuff sold on the e of the bay!

Boom

Getting me beauty stuff done tomorrow (£30) and a coffee with me girlies in a park BUT Friday Is a no cash spending day so that's OK.  

3 weeks on Friday till I get paid. I'm wfh all next week so am determined to spend only the bare minimum . £440 in the bank awaiting the £40 off e Bay. Got a £25 refund due in and possible £25 more. Have £30 in direct debits to come out.

I'm determined to see this month out with £200 to over pay

X

happymum37

Boom

Make that 46 in the bank from e Bay. 

happymum37

No cost day today!!! Dead pleased 

happymum37

Today is another no cost day.  I insist!!!