PIP And SDA Question State Pension

quattros

Hi All I am Trying to Sort out My Mums Benefits that she has been receiving , She Has Been Getting SDA ( Severe Disability Allowance) , I now which no longer exists But as She was Receiving this type of Benefit before 2001 she still caries on receiving this benefit from what i read. The SDA Which i think was Incapacity Benefit which think she got before name change of the Benefit and Invalidity benefit Before that.
She Also Gets PIP think as of 2014 as this Changed From DLA which she received Before .

Now My Question is My Mum is Over 65 and has not yet Claimed her State Pension , Now From what i read on the Internet if she does claim her State Pension then her SDA will change or Cease is this the Case? I don’t think PIP is Affected.

calcotti

She cannot claim her State Pension until she reaches 66.

When she does claim SP her PIP will continue.

Rather than SDA I would expect her to be getting ESA. If it was ESA that would stop when she reaches pension age (regardless of whether or not she claims her Slate Pension). I need to look up rules for SDA.

quattros

calcotti said:

She cannot claim her State Pension until she reaches 66.

When she does claim SP herPIP will continue. Rather than SDA I would expect her to be getting ESA but either way that will stop when she reaches pension age (regardless of whether or not she claims her Slate Pension).

Hi sorry wasn’t Specific about her Age but she is 68 . Reached SP age few years ago now.

calcotti

quattros said:

calcotti said:

She cannot claim her State Pension until she reaches 66.

When she does claim SP herPIP will continue. Rather than SDA I would expect her to be getting ESA but either way that will stop when she reaches pension age (regardless of whether or not she claims her Slate Pension).

Hi sorry wasn’t Specific about her Age but she is 68 . Reached SP age few years ago now.

Sorry, misread your post as mum is 65 (ie over 65 but not yet 66) rather than over  pension age which 66. Have also edited my post because I had second thoughts. Unlike ESA I think SDA can carry on beyond pension age.
Do you know what your mum’s pension entitlement is and how it compares to her SDA (which is presumably £80.85)?
Does her PIP include the Daily Living component? Does she live alone? Does anyone claim Carer’s Allowance or the carer element of UC for looking after her?
Does she have any other income? 
She maybe missing out o other benefit entitlement.

calcotti

quattros said: She Has Been Getting SDA ( Severe Disability Allowance) , I now which no longer exists But as She was Receiving this type of Benefit before 2001 she still caries on receiving this benefit from what i read. The SDA Which i think was Incapacity Benefit which think she got before name change of the Benefit and Invalidity benefit Before that.

Severe Disablement Allowance was replaced by Incapacity Benefit in 2001 which was in turn replaced by Employment Support Allowance in 2008.

Your mother has been able to stay on SDA because she reached pension age prior to 6 April 2014. I think she claims State Pension the higher benefit will be paid (not both) due to ‘overlapping benefit’ rules. It’s hard to find information because SDA is such an old benefit - I’ve never come across anyone receiving it.

quattros

calcotti said:

quattros said:

calcotti said:

She cannot claim her State Pension until she reaches 66.

When she does claim SP herPIP will continue. Rather than SDA I would expect her to be getting ESA but either way that will stop when she reaches pension age (regardless of whether or not she claims her Slate Pension).

Hi sorry wasn’t Specific about her Age but she is 68 . Reached SP age few years ago now.

Sorry, misread your post as mum is 65 (ie over 65 but not yet 66) rather than over  pension age which 66. Have also edited my post because I had second thoughts. Unlike ESA I think SDA can carry on beyond pension age.
Do you know what your mum’s pension entitlement is and how it compares to her SDA (which is presumably £80.85)?
Does her PIP include the Daily Living component? Does she live alone? Does anyone claim Carer’s Allowance or the carer element of UC for looking after her?
Does she have any other income? 
She maybe missing out o other benefit entitlement.

Hi Not sure on the State Pension She could get , But SDA is £80.85 
Not sure about the Daily Living Part but PIP is on Standard Rate 
she lives with my Father who receives his SP 
nobody claiming CA or no other income apart from their savings.

quattros

calcotti said:

quattros said: She Has Been Getting SDA ( Severe Disability Allowance) , I now which no longer exists But as She was Receiving this type of Benefit before 2001 she still caries on receiving this benefit from what i read. The SDA Which i think was Incapacity Benefit which think she got before name change of the Benefit and Invalidity benefit Before that.

Severe Disablement Allowance was replaced by Incapacity Benefit in 2001 which was in turn replaced by Employment Support Allowance in 2008.

Your mother has been able to stay on SDA because she reached pension age prior to 6 April 2014. I think she claims State Pension the higher benefit will be paid (not both) due to ‘overlapping benefit’ rules. It’s hard to find information because SDA is such an old benefit - I’ve never come across anyone receiving it.

Yeah finding the Info is pretty hard , She reached SP age in 2017. 

anmarj

She can contact pension service to find out if she has any entitlement to state pension. In most cases the SP entitlement was a lot lass than SDA as it did not give credits towards state pension the way incapacity benefit did.  If the SP entitlement is lower than the SDA, she can continue to receive the SDA instead of claiming the state pension. There are some cases where sp has been claimed with a small SDA top up, to the SDA amount but very rare these days.  

quattros

anmarj said:

She can contact pension service to find out if she has any entitlement to state pension. In most cases the SP entitlement was a lot lass than SDA as it did not give credits towards state pension the way incapacity benefit did.  If the SP entitlement is lower than the SDA, she can continue to receive the SDA instead of claiming the state pension. There are some cases where sp has been claimed with a small SDA top up, to the SDA amount but very rare these days.  

So if we contact the Pension Service and it pays more then the SDA the the SDA would stop and she would get SP if other way round She continues to receive  SDA and no SP ?

I wouldn’t want her to lose out either way of the higher amount . 

anmarj

Yes. Very rarely was the sda higher than state pension, As it was a non contribution benefit- ie didn’t need to have worked/paid stamps to get it, in the way that incapacity benefit,  you had to have paid contributions in order to qualify.

You have to be prepared for the fact that she either has no entitlement or not enough entitlement to qualify for the state pension.

SDA stopped at state pension age to force people to contact the department and if there was no sp entitlement then SDA would be reinstated.

calcotti

anmarj said: You have to be prepared for the fact that she either has no entitlement or not enough entitlement to qualify for the state pension.

Even if she has no NI record herself she may be entitled to a lower rate Category B Pension based on her husband’s NI record. That would, I think, be at least £80.45/week.