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Joyous January's NSD Challenge!

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  • I haven’t checked in a few a few days but that didn’t mean I’ve been spending. Currently at 13/15 and hoping for another no spend day today 
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 January 2021 at 10:46PM
    January

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    January targets
    beanielou 12/15 imageimageimage bloomfelt 7/15 imageimage cathybird 8/15 imageimage Charliebear 11/15 imageimageimage Couldsavemore 12/15 imageimageimage darannah 4/10 image debtfreefor2022 6/15 imageimage delta13 6/15 imageimage Dorisd 6/15 imageimage Donkids22 2/12 image elvis69 5/10 imageimage grassgirl 11/20 imageimageimage Honeysucklelou2 6/12 imageimage IndiJonesi 12/17 imageimageimage jammy dodger 10/20 imageimageimage Jrcoal5 9/12 imageimage judiciously 3/10 image lifeatthekings 21 lindsaygalaxy 7/15 imageimage LivingInTheBlack 6/10 imageimage MFdreamer 10/15 imageimageimage Money Choices 2/15 image MrsMcCarpy 15 mummy2threeboys 25 image outoftheviciouscircle 13/15 imageimageimage Princess Procrastinate 5/15 imageimage Saver-upper 6/10 imageimage short bird 8/16 imageimage Tahlullah.H 15 wanttobeasaver 12
    welshspendthrift 10/15 imageimageimage Workingmum123 6/10 imageimage
    ALL WELCOME TO JOIN!
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done welshspendthrift and outoftheviciouscircle imageimage Not one for me today image
  • I've been offline for a few days, but have tried to be good :smile: Count another 3 days towards my goal. That makes 5/15 now. 
    Virtual Sealed Pot 2021 #6: £25.30/£200
    NSD: Jan 14/15  Feb 0/14
  • Good morning, yesterday was an NSD for me and today will be one too.  Takes me to 12 .  Thanks, Indi
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done IndiJonesi and Princess Procrastinate imageimageimage
  • yesterday was a NSD and today so another 2 down. Even though I haven't been leaving the house much there always seems to be something needed, last weekend it was a new kettle and this weekend I need to buy a new heatlamp for our pet tortoise....there's always something I didn't plan for! 
    Xmas 2022 = £500/500
    Emergency fund = £50/1000 
    Penny a day challenge = 237/667.95 

    Starting Debt total Jan 2021: £14,877 
    Starting Debt total Jan 2022: £10,662 
  • Good Evening
    12/15... another no spend day for me..
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • Yaaaay NSD number 11 for me today 🙂
    January 2025 - Debt £20,006
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 January 2021 at 10:50PM
    Well done Workingmum123, Couldsavemore and grassgirl Workingmum123, I agree, NSDs are actually much trickier than they look because unforeseen things do come up all the time, just little things but they can derail the NSD really easily 
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