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Joyous January's NSD Challenge!

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Comments

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Won't be a no spend day as had to order a fit bit screen protector for my daughter but hoping for tomorrow  :)
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • donkids22
    donkids22 Posts: 287 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Hi I would love to join in setting myself 12 NSD's for January.  Already got 2 NSD under my belt already.
    If you dream it can you do it????????
  • beanielou
    beanielou Posts: 95,847 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 8 today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • outoftheviciouscircle
    outoftheviciouscircle Posts: 793 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Declaring no. 8/15 today. 
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • short_bird
    short_bird Posts: 4,040 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 5 although there has been temptation  :D
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Charliebear
    Charliebear Posts: 96 Forumite
    Tenth Anniversary 10 Posts Name Dropper Photogenic
    Day 7 for me today - 7/15 NSD. Planning on spending the weekend listing more clutter on Ebay - hoping that by the end of lockdown 3.0 my house will be empty  B) The only thing I'm really missing rummaging around the charity and community shops. Just hope that the charities rebound after covid and start generating some much needed income again. 
    December NSDs - 2/15
  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    Day 3/10 for me 👏 
    Well done everybody, keep up the good work :smile:
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Day 6/15 for me today 😁
    MFW
    1 Nov 2020 @     £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 @ £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


  • welshspendthrift
    welshspendthrift Posts: 409 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Charliebear said:
    Day 7 for me today - 7/15 NSD. Planning on spending the weekend listing more clutter on Ebay - hoping that by the end of lockdown 3.0 my house will be empty  B) The only thing I'm really missing rummaging around the charity and community shops. Just hope that the charities rebound after covid and start generating some much needed income again. 
    Well done , I need to get stuff on Ebay too! And sort out the loft! But can’t see it happening after a mentally exhausting week at work, granddaughter childcare tomorrow and some additional work to finish off linked to work but no time to do in the work day ! Xx
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Day 5 for me.  :)
    January NSD8/10
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