1% MF challenge

pavlovs_dog

Thrilled to our start to the year thanks to two big cashback pay outs, some survey money and a tilly tidy to round the balance down to a neat number

paid today: £142
paid (cumulative): £142/951 (15%)
remaining: £809 (or £73.54/month for remainder of year)

rara32

Pay day today and first OP of 2023 🙂
I have to remortgage at the start of Oct so aiming to pay my 1% in 9 months this year. @pavlovs_dog I really like your % and remaining monthly payments trackers so have borrowed these to help me stay focused. Feels like a harder challenge this year however I'm confident with a bit of planning and prioritisation it can be done.

paid today: £182.77
paid (cumulative): £182.77/1866 (9.79%)
remaining: £1683.23 (210.40 each month until end of Sep)

pavlovs_dog

another fab month for survey money and cashback payments.  Thrilled with our progress so far

paid today: £112
paid (cumulative): £254/951 (27%)
remaining: £697 (or £69.70/month for remainder of year)

rara32

I can't believe it is the beginning of March tomorrow! Payday was Friday and so have made another op. Not quite on track for meeting my 1% by September but hoping to increase ops after April, or earlier if I am repaid a loan from a family member this month.

paid today: £182.42
paid (cumulative): £365.19/1866 (19.57%)
remaining: £1500.81 (£214.40 each month until end of Sep)

rara32

Pay day yesterday and had part of a family loan paid back to me so have been able to make a bigger op this month. Lovely sunshine here today (interspersed with a bit of rain but lifts the spirits regardless 😊).

paid today: £282.07
paid (cumulative): £647.26/1866 (34.69%)
remaining: £1218.74 (£203.14 each month until end of Sep)

pavlovs_dog

another month with a good dribble of cash back and survey money boosting the coffers

paid today: £100
paid (cumulative): £354/951 (37%)
remaining: £597 (or £66.33/month for remainder of year)

onwards and downwards chums!

rara32

Had 11 days off work for Easter and my first holiday action was to file my self assessment tax return early (who says I don't know how to have fun 🤣). As a result I have received a tax refund from HMRC so I've used a large chunk as an OP to get me closer to my 1% target. The rest is going in our holiday pot 😊

paid today: £700
paid (cumulative): £1347.26/1866 (72.2%)
remaining: £518.74 (£86.46 each month until end of Sep)

rara32

Pay day today 🙂 so made an OP of 183.97 to bring the mortgage down to 183k. On target for 180k for my remortgage date of end of Sep. I am setting myself a mini challenge to complete my 1% by end of July to free up some money over the school holidays in August and in readiness for having to buy new school uniform etc.

paid today: £183.97
paid (cumulative): £1531.23/1866 (82.06%)
remaining: £334.77(£66.96 each month until end of Sep) 

5erge

Forgot to post my 2023.  I was at £279 for my 1% beginning of the year.   Small OP when I remember so £56 so far in 2023.  

pavlovs_dog

paid today: £70
paid (cumulative): £424/951 (44%)
remaining: £527 (or £65.88/month for remainder of year)