1% MF challenge

5erge

Been away from this for a while but have still been making over payments.

I am going to start my 1% from today.

£0/£280

Aimingforthegoodlife

Missed June but here is that and July:

£350/1388
£1038 left

rara32

Lots of positives to report this month I start 2 weeks (much needed) annual leave today, DH was offered a 2 year work contract last week starting Sep (yay!), DS got a lovely end of year school report, BG have paid the solar money in time for our trip away at the end of this week and it was more than expected so I have been able to pay a bigger op and finally break into the £180ks on the mortgage:

Paid today:  285.15
Cumulative: 1491.74/1949
outstanding: 457.26

pavlovs_dog

lovely to hear lots of positives @rara32 when the news is so full of doom and gloom.  I'm sure DH's contract offers peace of mind in these uncertain times

pavlovs_dog

more pennies OP'd thanks to profits from decluttering old junk

paid today: £48
paid (cumulative): £48/380 (12%)
remaining: £332

rara32

Thanks Pavlovs, I am hugely relieved OH found something so quickly. We have to remortgage next year and think we may have had to consider going on the SVR with our current lender otherwise.  I have resigned myself to our rate increasing which is why I am so glad I have kept up with this challenge as it will all help.

pavlovs_dog

more decluttering pennies from selling old books and CDs

paid today: £22
paid (cumulative): £70/380 (18%)
remaining: £310

rara32

Pay day and another step closer to my 1%.  Looking forward to a relaxing BH before DS goes back to school and DH starts his new job in Sep.

Paid today:  185.07
Cumulative: 1676.81/1949
outstanding: 272.19

pavlovs_dog

cashed in some survey money and did a small tilly tidy

paid today: £25
paid (cumulative): £95/380 (25%)
remaining: £285

rara32

Pay day today and the first with DH on his new contract. Decided to make a larger op and reduce amount of planned savings this month so I could complete my 1% challenge early   I know it will all work out the same in the end but psychologically it gives me a boost having met a goal and means I 'feel' like I have some extra each month as we head in to winter and towards the upcoming half-term holidays, family birthdays and xmas. 

Paid today:   272,19
Cumulative:  1949
Outstanding:  0