Final holiday pay (long term sick)

Irenadler

Hello all

Hope you've all had a good Xmas? And a happy New Year to you all! As the people here have been so helpful to me in the past, I was wondering if they could help again please?

I have a small (nice) problem this time that I hope you can advise on:

Been on long term sick, now workplace has let me go, but I have been claiming UC from early this year as no sick pay, etc from work since February. I was told I would get some holiday pay but they couldn't say when/how much, I haven't had any paperwork/P45/payslip, but a 'ping text' on my balance shows work has given me a generous amount! DWP doctor has telephone assessed me as 'limited capability to work', which was a real downer and led to work letting me go finally... Sadly not unusual for a lot of people at the moment. I am still reluctant to ask for any more benefits help, but, this does increase my income a bit from the £409.89 a month I was getting.

I do get a standard message on UC every month to ask if my employer has paid me anything, and its been a tick box 'no' until now. Do I just wait until the standard question comes up? Or, should I let them know now? I don't have any proof/paperwork to show them yet, do I have to wait until this arrives? Not sure how this effects my claim. Any advice would be welcome, thanks in advance.  

poppy12345

If you recieved any redundancy then this won't affect your UC, unless it brings your savings over £16,000, savings of £6,000 and over will reduce the amount of UC you're entitled to by £4.35 for every £250 over that amount.

 Anything else such as holiday pay will affect the amount of UC you receive by 63% after the work allowance, which for you would be either £292 or £512 if you don't claim for help with your rent. DWP check HMRC for the RTI which your employer would report earnings through this.

calcotti

Irenadler said:... DWP doctor has telephone assessed me as 'limited capability to work', which was a real downer and led to work letting me go finally... Sadly not unusual for a lot of people at the moment. I am still reluctant to ask for any more benefits help, but, this does increase my income a bit from the £409.89 a month I was getting.

'Limited Capability for Work' does not increase the amount of UC you are entitled to, you need 'Limited Capability for Work and Work Related Activity' to get extra money.

When you get these final earnings you may get no UC for that month depending on the amount of earnings. If your UC is £409.89/month then earnings over £1162.62 will result in nil UC payable (based on the £512 Work Allowance because you do not claim help with rent).

Have you looked at whether you might qualify for Personal Independence Payment? https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/

Irenadler

poppy12345 said:

If you recieved any redundancy then this won't affect your UC, unless it brings your savings over £16,000, savings of £6,000 and over will reduce the amount of UC you're entitled to by £4.35 for every £250 over that amount.

 Anything else such as holiday pay will affect the amount of UC you receive by 63% after the work allowance, which for you would be either £292 or £512 if you don't claim for help with your rent. DWP check HMRC for the RTI which your employer would report earnings through this.

Hello poppy12345. Thanks for replying - it wasn't redundancy just holiday pay owed. It doesn't bring in savings over £6,000, although a hefty amount of £3,455 this month!

So it looks like (rightly) the UC needs to stop for now. I will get onto them to let them know, ta!  

Irenadler

calcotti said:

Irenadler said:... DWP doctor has telephone assessed me as 'limited capability to work', which was a real downer and led to work letting me go finally... Sadly not unusual for a lot of people at the moment. I am still reluctant to ask for any more benefits help, but, this does increase my income a bit from the £409.89 a month I was getting.

'Limited Capability for Work' does not increase the amount of UC you are entitled to, you need 'Limited Capability for Work and Work Related Activity' to get extra money.

When you get these final earnings you may get no UC for that month depending on the amount of earnings. If your UC is £409.89/month then earnings over £1162.62 will result in nil UC payable (based on the £512 Work Allowance because you do not claim help with rent).

Have you looked at whether you might qualify for Personal Independence Payment? https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/

Hello calcotti, thank you. This is what I thought should happen, I don't pay any rent (home paid for), although I now receive a small payment of 'LCFW' on top of UC, sorry, I didn't explain it very well. 

I do need to look at that (PIP), just my usual avoidance issues. I am starting to care for older relatives (urine/bowel incontinence, memory problems, on referral to memory clinic, had several falls - as has their partner) but both refuse to accept 'official help' in the form of attendance allowance, etc. I have tried to persuade them as it would help them with further support.... it is likely I will be their full-time carer as we suspect early symptoms of dementia in one relative, with their partner struggling to cope with that and their other issues. 

Argh, sorry, I should have explained all that at the start....

poppy12345

Irenadler said:

calcotti said:

Irenadler said:... DWP doctor has telephone assessed me as 'limited capability to work', which was a real downer and led to work letting me go finally... Sadly not unusual for a lot of people at the moment. I am still reluctant to ask for any more benefits help, but, this does increase my income a bit from the £409.89 a month I was getting.

'Limited Capability for Work' does not increase the amount of UC you are entitled to, you need 'Limited Capability for Work and Work Related Activity' to get extra money.

When you get these final earnings you may get no UC for that month depending on the amount of earnings. If your UC is £409.89/month then earnings over £1162.62 will result in nil UC payable (based on the £512 Work Allowance because you do not claim help with rent).

Have you looked at whether you might qualify for Personal Independence Payment? https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/

Hello calcotti, thank you. This is what I thought should happen, I don't pay any rent (home paid for), although I now receive a small payment of 'LCFW' on top of UC, sorry, I didn't explain it very well. 

That would be the LCWRA element, (not LCFW)  which means you have been assessed as having LCWRA and not just LCW like you said in your first comment. This element is an extra £341.92 per month.

As advised DWP will know how much you received from your employer because they do check the RTI.

Irenadler

Hey poppy12345, so sorry to reply late, only just went back to check this thread.

I am a bit confused by this as the extra element I get isn't £341.92 per month, I will ask UC to clarify it because my stupid brain doesn't seem to focus/remember properly.

I did let UC know what I had received, and that I don't have any paperwork yet, so I will update you all to confirm no payment for January on UC. Thanks again all, much appreciated!   

And a Happy New Year to you and yours!

poppy12345

What does it say on your previous statements? It will tell you on there exactly what elements you receive. If you reported a health condition before April 2017 and your award is LCW and not LCWRA then you will receive the lower LCW element of £128.25.

poppy12345

In a previous thread here, which was in June you stated that you were receiving £409 per month but no mention of any other element.

https://forums.moneysavingexpert.com/discussion/6161795/facing-a-tight-budget/p1 What exacrtly is the other element and how much is it?

General_Grant

You need to wait to get your P45 and payslip to know what you have been paid as tax and NI will have been deducted from your pay.

poppy12345

General_Grant said:

You need to wait to get your P45 and payslip to know what you have been paid as tax and NI will have been deducted from your pay.

Yes but employers report earnings to HMRC through RTI, which DWP do check.