Investing for 2050...

Thrugelmir

Malthusian said:

What would you have invested in in 1970 with 2020 in mind?

IBM. Was at the forefront of technology at the time. 

Radiantsoul

Maybe invest in toilet roll

Apodemus

Another_Saver said:

Climate change is, as with most things in this world, likely to affect poorer areas first (climate sensitive places don't lend themselves to prosperous civilisations).

I'd agree with the first part of this but not the second. Plenty of examples from history of prosperous civilisations wiped out by climate change. Central London is sensitive to sea-level rise but is rich enough to (probably) be able to defend itself and mitigate the effects, coastal Bangladesh less so.

DiggerUK

"I realise people have been making the same doom and gloom predictions for thousands of years"......I'm sure if you could return in another thousand years you would find just as many drama queens as now.
You are planning on returning nine hundred and seventy years before then; trust me you will find the same wine in newer bottles.

Digger Mansions has all it's retirement savings in gold, you should read up on positives and negatives of gold. 

In retirement we find it very positive. You could just put by for the future in gold only, but as it is best purchased 'a la Buffet' on a long term buy and hold, it is not a great deal of help if you want to buy a house. Gold will survive anything except Armageddon, but at that point, who'd care.

For now, calm down dear, do what you consider works in the here and now that you are happy with. 

Dire warnings of this that and the other are best ignored. My favourite supporting evidence for that argument is to remind everyone of predictions made at the beginning of the last century that civilisation was going to be buried under ten foot of horse shirt..._

quirkydeptless

DiggerUK said:

 Gold will survive anything except Armageddon, but at that point, who'd care.

Also watch out for the increased risk of super-villains

DiggerUK

quirkydeptless said:

DiggerUK said:

 Gold will survive anything except Armageddon, but at that point, who'd care.

Also watch out for the increased risk of super-villains

If anybody thinks super-villains could be a problem, move to a financial advisor free zone, simple..._

Another_Saver

@DiggerUK won't we be mining gold from space in 2050?

bogleboogle

tacpot12 said:

If I were retiring in 2050, I would assume the state retirement age will be 70, and that I will have a life expectancy of 50 years after retirement, so actually I would be looking to be invested until 2100

You must be one hell of an optimist to assume you're going to live to the age of 120 years old, given that only one human has ever officially lived to that age and that life expectancy growth is plateauing across the developed world at c.80 years for men!

csgohan4

Wish I bought some Krugerands in the 1970, worth a bomb now

Thrugelmir

csgohan4 said:

Wish I bought some Krugerands in the 1970, worth a bomb now

In January 1981 (making alllowance for subsequent share splits) you could have bought Apple for around 11.5 cents a share or some 8 shares for a single dollar.