2 help to buy ISAs open by mistake
in ISAs & Tax-free Savings
8 replies 91 views
Hello! I’d really appreciate any help with my query - I opened a help to buy isa right before they closed in November 2019 but somehow managed to open with two separate banks (Lloyds and nationwide) I haven’t paid into the Lloyds one this tax year and took out the money I had pre April and put in my nationwide. I am very worried that when it comes to using my ISA it may look fraudulent as I have two although only paying into one. I’ve been told by nationwide I need to go into Lloyds and get them to close the ISA and this won’t affect the nationwide ISA (cans it’ll be used to buy a property in future) but I’m very anxious as I’ve obviously been saving a every month and worried if I close my Lloyds ISA it will close the scheme all together? Can anybody offer any advice with this? Thank you so much!
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