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Pay ALL your debt off by Xmas 2021

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  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello - me again.  #26 last year - happy to keep or change!!

    #26 Target £7800

    Onwards to 2021 with my final CC - and thank you again @muppets  



    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Please can I have a number? I don’t have the exact figures yet, but estimate about £11,000.
    thank you and good luck everyone. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • GingerWarrior
    GingerWarrior Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I’d like to join please. 
    Target of £6,292.38

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Afternoon
    a few payments made yesterday, so I am off.  total so far £368.13/£10000.
    there will be a few more coming out of my account on Monday, so I will update again then.
    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Willowtree222
    Willowtree222 Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    32b3in2013 said:
    Afternoon
    a few payments made yesterday, so I am off.  total so far £368.13/£10000.
    there will be a few more coming out of my account on Monday, so I will update again then.
    32b3
    That's an amazing amount in the SPC. How did you stay focussed? X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Maeve444
    Maeve444 Posts: 86 Forumite
    Fourth Anniversary 10 Posts Photogenic
    Hi please can I join I aim to pay off a portion of my debt - I am not a newbie but just can’t remember my old account I usually lurking and don’t post much but need some inspiration 
    I am going to try and pay off £14258 this year will be hard but I need to make a huge effort.

    thanks


    DFD December November 2025 

    £59242.78       31-12-2021 
    £38177.49      01-01-2024
    £36850.00      01-02-2024
    £34216.82       07/03/2024
    £32160.49      28/05/2024
    £29225.77     27/08/2024

     (Going Down one pence at a time )
    Paid To Date:   £30,017.01
    Paid in 2024:     £8951.72
  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi
    Could I please request a number.
    My OD and CC stand at £900.
    I'd like to focus on cleaeing these.
    Thank you.
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Happy weekend everyone. 
    Daily payments over the last week have paid off another  £126.46.
    Toral paid #TBC £447.96 / £11320 3.96%.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Rdpncp
    Rdpncp Posts: 47 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic
    Hi all, 
    HAPPY NEW YEAR!
    Please could I join?
    I'm new to this so will set a target of clearing £15,000 this year, certainly a challenge but I'm up for it. 
    Thanks 
    LBM 02/01/2021 (£52,000) + (£27,000 2023 home repairs)
    Now 03/06/2025 (£17,545)
    77% of debt cleared

    HSBC Mortgage = £46,421 (4.69% 111 repayments to go)
    HSBC loan = £2,745 (5.3% APR) £302/mth (9 repayments to go)
    Admiral loan = £14,800 (2.7% APR) £321/mth (46 repayments to go)

    Regular Saver = £900/1200
    Emergency Fund = £1,015/2500

  • LoLo
    LoLo Posts: 545 Forumite
    Part of the Furniture 100 Posts
    Hi please could I join. Newbie so don’t have a number. I am aiming to pay of £16,000.

    £0/£16,000
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