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Pay ALL your debt off by Xmas 2021

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  • lcc86
    lcc86 Posts: 2,465 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Paid £400 off my credit card so now only £349 left to pay off the vet bill and my car insurance claim outstanding.
  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Good morning everyone! Please put me down for £5 to the usual CC which now makes it £375/£423.85 paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Lzsutty
    Lzsutty Posts: 31 Forumite
    Second Anniversary 10 Posts
    Completely forgot forgot to do my monthly update after September’s payday. Here it is but I’ll be updating for October in about 10 days! Oops. I managed to pay off £558.32 last month. 

    #4 - £10696.89/£11919.50 = 89.7%

    So close! I’m getting there! 
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Another £50 paid off takes my total to £4082/6200 #155 
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    I do hope Muppets is okay, and that we can have a 2022 thread for those of us who need it :)
    PAYDBC24 #8 ~ £10188.21
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    edited 23 October 2021 at 2:43PM
    £7.01 paid off in the last week. 

    #3 £3198.11 / £11320 (28.25%)
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • IrishRose12
    IrishRose12 Posts: 1,788 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I almost made it for the 1st time ever, I got down to £267.45  away from being debt free, until our boiler went and we had to get a new one, so I'm now back up to £2,267.45 :'(

    It's had to go onto the credit card, but after some thinking, I think I'm going to get a credit Union loan out on Monday, and pay the card off completely, then repay the loan back over 2 years.  Not and ideal solution, but I will save money, as the interest on a credit union loan is far far less than what I will be paying than the credit card,  It'll save me around £200 alone in interest. 

    Well done to everyone who has become debt free so far, and to those who are about to become debt free soon, well done.  To those who are still plodding along like myself, keep going! It's really hard, especially with the way things are at the moment but we can do this! The support and encouragement from this thread alone is enough to keep me going
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • Oh no Irish Rose nearly there but you will do it. 
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • #33 £7001/£7500 repaid - total 93.35% paid


  • @muppets hope that you are doing ok :) 
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