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Pay ALL your debt off by Xmas 2021

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  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    edited 17 September 2021 at 8:01AM
    Hi Muppets / Anyone
    Can someone update the sheet please please please.
    I became debt free in July and I'm still waiting to see it on the spreadsheet on this thread that I've dedicated the last 4 years of my life to xxxx
    Well done on being debt free.

    Unfortunately only Muppets can update the spreadsheet and they havent been on in months (I hope they are okay). So the thread is just ticking along without being updated collectively. 
    PAYDBC24 #8 ~ £10188.21
  • Just been Checking my recent payments, and started overpaying my last loan so total now stands at 

    #120 - £12154.49 / £11,0000 - 110.5%

    £3500, left on a loan which I’d love to get paid off before the end of the year. 


  • lcc86
    lcc86 Posts: 2,465 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    #19 September update. £250 cleared off car debt. Only £579 left. Changed job and my old employer didn't pay me properly so haven't made aa much progress as I would've liked but I'll get there.
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    £131.51 paid off in the past week. 

    #3 £2871.44 / £11320 25.37
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • lcc86
    lcc86 Posts: 2,465 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 22 September 2021 at 5:00PM
    Paid the last £579 off my car, did a 0% balance transfer for the remaining vet bill and outstanding money for my car insurance claim so that I'm not paying interest on them while I clear it down.

    Edited to add: I'm including my car insurance costs as part of ym debt but in theory they should be paid by my legal expenses, the claim is just taking forever to go through...
  • #054
    Paid £630 towards the old credit card.
    Total left to pay = £3446.81 
    Paid off CC1 in 2020 🙌
    CC2 £3048.92/£4000
    As of 1/1/2021
  • #33 £6751/£7500 repaid - total 90.01% paid
      
    Just into the final 10%! 


  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    £138.86 paid off this week. 

    #3 £3010.30 / £11320 26.59%
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    My new total stands at £5561.97/£7346.53 paid. Which is 75.6% paid. 

    Looking towards the new year with brighter optimism. I knew I wouldnt pay off all my debts by this Christmas, but its looking increasingly likely I can do it for Christmas 2022, which is just before my 40th Birthday. 

    Hopefully there will be an encouraging thread like this to keep us going :)
    PAYDBC24 #8 ~ £10188.21
  • Good morning everyone! Please put me down for £5 to the usual CC which now makes it £333.50/£423.85 paid. 
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
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