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Pay ALL your debt off by Xmas 2021
Comments
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Number 60 checking in with a payment of £200.00, making a total of £450.00/£6,680.00
Tesco CC - £269.00.00/£750
Virgin CC - £1,050.00/£2570.00
MBNA CC - £825.00/£3360.00
Emergency/Home improvements Fund - £0.00/£1000.00
Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00
https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest0 -
#45 (I think) £1215 paid off £5945 so 20.4% I have no idea how I managed it though. Have a good weekend all.Compers challenge 27/70
£1805/20181 -
Couple of overpayments made bringing total to;
#120 - £1039.14 / £11,000 - 9.44%
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Because of interest payments, the debt total has only gone down £0.01 this week. Every little helps!
#3 £826.04 / £11320 7.3%
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)2 -
Just checking in to update. #40£11,707.24 / £14,258 17.9% PaidDFD December November 2025£59242.78 31-12-2021
£38177.49 01-01-2024
£36850.00 01-02-2024
£34216.82 07/03/2024
£32160.49 28/05/2024
£29225.77 27/08/2024
(Going Down one pence at a time )
Paid To Date: £30,017.01
Paid in 2024: £8951.721 -
Paid £25 off a debt on Friday making new total
#93 £1023/£7,250.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
No #23 £450 paid off cc - getting there, I’m hoping if I can get to my target 8000 before Christmas to reset it maybe 🤔 I’m now 3,450/80000
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Another large payment made towards the credit card bringing total to
#120 - £1669.85 / £11,000 - 15.18%
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Payday tomorrow so paying £300.
#134 - £2,221.64 / £2,871.64 - 77.36%
EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0000 -
£415 paid today.
#2 £2585.65/ £12,000
21.5% paid.PAYDBX21 #2 £5,422.26 / £120000
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