Buying on gumtree

theonlywayisup

jsmith9 said:

You could ask them to pay by Paypal 'friends and family'

Some people think this is the magical way to avoid the buyer have the ever powerful Paypal buyer protection.  It can be worse.  If the buyer initiates a chargeback for unauthorised payment, there is absolutely no seller protection. 

soolin

jsmith9 said:

You could ask them to pay by Paypal 'friends and family'

It is worth noting that a claim for fraudulent use of a card can be made by a scammer using friends and family, this is not well known and really only works if the buyer is intending to scam as it requires Making a fraudulent claim to bank which would endanger both the bank and paypal account of the scammer. This scenario has cropped up a few times recently, including once on here and such a claim, whilst being easily defended with a proof of posting for goods, cannot be defended at all if the  payment was F and F.

I think it is a minor risk as it is a rarely mentioned problem and needs a serious scammer to contemplate doing it , but then a scammer is not going to be using f and F anyway and neither is any sensible buyer.

soolin

theonlywayisup said:

jsmith9 said:

You could ask them to pay by Paypal 'friends and family'

Some people think this is the magical way to avoid the buyer have the ever powerful Paypal buyer protection.  It can be worse.  If the buyer initiates a chargeback for unauthorised payment, there is absolutely no seller protection. 

sorry I cross posted with your response, which was rather more succinct than mine! 

jsmith9

of course it is - you are basically saying 'i want you to pay by cash otherwise I won't post it to you'