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The "Save 12k in 2021" Thread!
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No 98 in 2020 can i please join again will have to be a smaller amount this year as i am living of saving so £4000 for me if thats ok
1/8/22 weight 15st 3lb2 -
slowlyfading said:jen49 said:Was seriously thinking of finishing work next year but I'll join again if you'll have me#40 Save £1 a day for Christmas 2020 £109/366
#9 Save 12k in2020 £3705/12000.003 -
Please could i join in ..My target is £20,000..Many thanks2
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Hi sf - I'd like to join this year, please
We have several savings things going on but some will have withdrawals this year due to some work being done on the house. Do I report my.monthly figure as the net increase in savings in our accounts for the month? - otherwise if I did gross but then took out 20k for the building works it would be a bit skewed? And are SIPP contributions included?
I'm probably overcomplicating this for myself...... Will set target when I figure out of I'm doing net/ gross figures
x
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
greent said:ŵHi sf - I'd like to join this year, please
We have several savings things going on but some will have withdrawals this year due to some work being done on the house. Do I report my.monthly figure as the net increase in savings in our accounts for the month? - otherwise if I did gross but then took out 20k for the building works it would be a bit skewed? And are SIPP contributions included?
I'm probably overcomplicating this for myself...... Will set target when I figure out of I'm doing net/ gross figures
x
If it helps, here’s what I do;
I count my net increase (or decrease) over a month, so includes negative balances such as credit card balances. However if I have specifically saved some money for a holiday for example, I tend to not mark the payment for said holiday (reduction in savings balance) as a negative. I consider that planned healthy spending, whereas something like a spontaneous meal out or a randomly buying a new PS4 game I would let that ‘eat away’ at my savings.
Pension contributions - I don’t count my core contributions nor employer contributions, I only count AVCs towards my savings goal."If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)5 -
Hello SF, please sign me up again! I finally achieved my target this year so I'll up it for next year - £9k please.2
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Hi, can I please go again with £6,000. Thanks so much for doing this for us all, it is appreciated.Save £8,000 in 2023 #10: £49,148/ £8,000 :j2
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greent said:Hi sf - I'd like to join this year, please
We have several savings things going on but some will have withdrawals this year due to some work being done on the house. Do I report my.monthly figure as the net increase in savings in our accounts for the month? - otherwise if I did gross but then took out 20k for the building works it would be a bit skewed? And are SIPP contributions included?
Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.3 -
Thanks for running this again Slowlyfading. I would like to take part with a target of 12k.
Sorry I see I have already been added to the 2021 challenge so please ignore my request but the thanks is still the sameNo. 5 in the 'Save 12k for 2021' thread.
£4250/£120002 -
Hi slowlyfading, can I take part? My target is 12k. ThanksNo: 57: Make £2023 in 2023: £501.24/£20232
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