The "Save 12k in 2021" Thread!

slowlyfading

So, the title is pretty self explanatory, but this is the place to be in 2021 it's that time of year, again!

In 2021, the aim is to save £12k (or, any other amount if you like) from 1st January 2021 til 31st December 2021. I know it's early, but it gives you the time to plan for how you are going to do it. Please comment on the thread to sign up and any plans you might have to hit your aim!

It would be nice if people felt they could chat about their savings  challenges through the months, as it probably will help other people too 
 

2012 thread: https://forums.moneysavingexpert.com/discussion/3547675/the-save-12k-in-2012-thread
2013 thread: https://forums.moneysavingexpert.com/discussion/4315923/the-save-12k-in-2013-thread
2014 thread: https://forums.moneysavingexpert.com/discussion/4844519/the-save-12k-in-2014-thread
2015 thread: https://forums.moneysavingexpert.com/discussion/5122817/the-save-12k-in-2015-thread
2016 thread: https://forums.moneysavingexpert.com/discussion/5369493/the-save-12k-in-2016-thread
2017 thread: https://forums.moneysavingexpert.com/discussion/5568097/the-save-12k-in-2017-thread
2018 thread: https://forums.moneysavingexpert.com/discussion/5755819/the-save-12k-in-2018-thread
2019 thread: https://forums.moneysavingexpert.com/discussion/5936218/the-save-12k-in-2019-thread

2020 thread: https://forums.moneysavingexpert.com/discussion/6078568/the-save-12k-in-2020-thread/p1

RULES:
- This challenge starts on 1st January 2021 00:00 and finishes on 31st December 2021 23:59.
- Everything saved MUST be done between these two dates.
- Any interest gained during this challenge on your savings can be counted!
 
  Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear


CLICK HERE for the easy update form:
https://docs.google.com/forms/d/e/1FAIpQLSfJR263_HuHhhDjfqAlSNFJxtyjs5hG-S6vBRQN1QNaF7KNmA/viewform

CLICK HERE to see the total amounts so far:
https://docs.google.com/spreadsheets/d/1Z264RZeRPGY31gWjXnVs7-gawwe47se9jTL6d1lMlww/edit#gid=1

Click here for the accumulation totals (every year of the challenge, added up!):
https://docs.google.com/spreadsheets/d/1h194WFQsBZIhQsI4OFN-2hdSNBO87Wpqh4X3ODEHqLI/edit#gid=817324761

Betharooni

Hi @slowlyfading, please can I sign up again with target of £15K again?

Thanks for all you do.

B x

Wentthedaywell?

I"ll probably retire this year, so I'll got for a £12,000 target up to June.

Thanks for doing this again Slowly; much appreciated as ever!

GotPrincess

put me down for £8,000 

tommyedinburgh

Hi Slowlyfading, wed like to sign up again. We were #26 in 2020 - happy with any number for 2021. 

We would like to set our target as £13,500. We managed to beat that this year but that was down to all things COVID. Next year will be a challenge to achieve that as our family got one baby bigger in the middle of November - maternity pay!!!

Gizmo70

Thanks for this, please sign me up for a £10.5K target.
Regards

Floxxie

Thank you for doing this again. I would like to join up again please, with a £10k target. I was #64 but will have any number.

jen49

Was seriously thinking of finishing work next  year but I'll join again if you'll have me

DireEmblem

Put me down for 12k.  Something to keep focused on in 2021, and something other than my trip to Lanzarote being cancelled, and this 3 week lockdown starting Boxing Day to think about!

@Betharooni if you add your 15k for 2020 to your house deposit, you'll be a lot closer to target

Moneybear

I'd love to sign up please for 12k. I was following along this year and wished I signed up in 2019! I found this a really inspiring thread that kept me going through lockdown 1 and 2.
My plans will be to pick up overtime where possible at work, continue to use a 0 based budget and paying myself first on payday. 

Thanks  

slowlyfading

jen49 said:

Was seriously thinking of finishing work next  year but I'll join again if you'll have me

Of course! What do you want your target to be?