Can't meet my bank's identification rules so can't transfer my money to new savings provider

csgohan4

IanManc said:

ElephantBoy57 said:

IanManc said:

I've got a full driving licence which is paper only, because I've never moved house since photocard driving licences were introduced. I'll only need to get a photo one if I move house or become 70 years old.

If you want to make it difficult for yourself, dont upgrade. Its your choice.

Please explain how I am making it difficult for myself. 

I need to have a passport anyway so use that for photo ID.

My paper licence expires when I'm 70. Photocard ones expire after 10 years and there's a fee of £21.50 to renew them. In the length of time I've had mine I would already have had to have renewed a photocard licence twice and paid the fee twice, completely unnecessarily. I will save the fee another two times before I'm 70 if I don't move house, which I have no plans to do.

Having a paper licence causes me no problem whatsoever, but has and will save me money, and it doesn't require renewing.

So how am I making it difficult for myself?

And yet the OP's passport is not valid as mentioned in their OP.  'do not have a current passport' - can OP clarify this? Why the bank won't accept your passport if it is valid?

OP you need to help yourself as well. Banks now a days have higher security checks than they did 10-20 years ago and I'm afraid if your unwilling or unable to provide what the bank are asking for, your limiting yourself severely.

I know your trying to save money on renewals, but that has come back to bite you now. Some things you absolutely should save on, but there are some things which are essential.

Eco_Miser

csgohan4 said:

IanManc said:

ElephantBoy57 said:

IanManc said:

I've got a full driving licence which is paper only, because I've never moved house since photocard driving licences were introduced. I'll only need to get a photo one if I move house or become 70 years old.

If you want to make it difficult for yourself, dont upgrade. Its your choice.

Please explain how I am making it difficult for myself. 

I need to have a passport anyway so use that for photo ID.

My paper licence expires when I'm 70. Photocard ones expire after 10 years and there's a fee of £21.50 to renew them. In the length of time I've had mine I would already have had to have renewed a photocard licence twice and paid the fee twice, completely unnecessarily. I will save the fee another two times before I'm 70 if I don't move house, which I have no plans to do.

Having a paper licence causes me no problem whatsoever, but has and will save me money, and it doesn't require renewing.

So how am I making it difficult for myself?

And yet your passport is not valid as mentioned in your OP.  'do not have a current passport' - can you clarify this? Why the bank won't accept your passport if it is valid?

you need to help yourself as well. Banks now a days have higher security checks than they did 10-20 years ago and I'm afraid if your unwilling or unable to provide what the bank are asking for, your limiting yourself severely.

I know your trying to save money on renewals, but that has come back to bite you now. Some things you absolutely should save on, but there are some things which are essential.

You might want to check who the OP is. Hint: it's not IanManc.

csgohan4

Eco_Miser said:

csgohan4 said:

IanManc said:

ElephantBoy57 said:

IanManc said:

I've got a full driving licence which is paper only, because I've never moved house since photocard driving licences were introduced. I'll only need to get a photo one if I move house or become 70 years old.

If you want to make it difficult for yourself, dont upgrade. Its your choice.

Please explain how I am making it difficult for myself. 

I need to have a passport anyway so use that for photo ID.

My paper licence expires when I'm 70. Photocard ones expire after 10 years and there's a fee of £21.50 to renew them. In the length of time I've had mine I would already have had to have renewed a photocard licence twice and paid the fee twice, completely unnecessarily. I will save the fee another two times before I'm 70 if I don't move house, which I have no plans to do.

Having a paper licence causes me no problem whatsoever, but has and will save me money, and it doesn't require renewing.

So how am I making it difficult for myself?

And yet your passport is not valid as mentioned in your OP.  'do not have a current passport' - can you clarify this? Why the bank won't accept your passport if it is valid?

you need to help yourself as well. Banks now a days have higher security checks than they did 10-20 years ago and I'm afraid if your unwilling or unable to provide what the bank are asking for, your limiting yourself severely.

I know your trying to save money on renewals, but that has come back to bite you now. Some things you absolutely should save on, but there are some things which are essential.

You might want to check who the OP is. Hint: it's not IanManc.

but the op doesn't have a current passport, appreciate it's not IanManc, but the reply also applies to them as well over lack of photo ID. You will regret it when there comes a time you need it and you don't have it

Should_it_be_quicker? needs to clarify

JGB1955

Surely the easiest way for the OP to proceed is to set up internet or telephone banking?

dunstonh

Eco_Miser said:

csgohan4 said:

IanManc said:

ElephantBoy57 said:

IanManc said:

I've got a full driving licence which is paper only, because I've never moved house since photocard driving licences were introduced. I'll only need to get a photo one if I move house or become 70 years old.

If you want to make it difficult for yourself, dont upgrade. Its your choice.

Please explain how I am making it difficult for myself. 

I need to have a passport anyway so use that for photo ID.

My paper licence expires when I'm 70. Photocard ones expire after 10 years and there's a fee of £21.50 to renew them. In the length of time I've had mine I would already have had to have renewed a photocard licence twice and paid the fee twice, completely unnecessarily. I will save the fee another two times before I'm 70 if I don't move house, which I have no plans to do.

Having a paper licence causes me no problem whatsoever, but has and will save me money, and it doesn't require renewing.

So how am I making it difficult for myself?

And yet your passport is not valid as mentioned in your OP.  'do not have a current passport' - can you clarify this? Why the bank won't accept your passport if it is valid?

you need to help yourself as well. Banks now a days have higher security checks than they did 10-20 years ago and I'm afraid if your unwilling or unable to provide what the bank are asking for, your limiting yourself severely.

I know your trying to save money on renewals, but that has come back to bite you now. Some things you absolutely should save on, but there are some things which are essential.

You might want to check who the OP is. Hint: it's not IanManc.

I suspect that is the confusion as the OP has nothing.  IanManc has an alternative ID that is more than sufficient.

jsmith9

JGB1955 said:

Surely the easiest way for the OP to proceed is to set up internet or telephone banking?

That is exactly right. If the OP walks into a branch and asks to transfer money they will ask for ID. Although when I did it a while ago now they didn't ask for photo ID - I just had to use my debit card and prove I knew the PIN. And of course sign. However things may have moved on and the banks are asking for photo ID. Quite right too. 

Setting up internet and/or telephone banking would enable transfers to be done without going into a branch.

As regard the OPs question - I do not know or any fixed term savings accounts paying decent rates that accept cheque deposits but there may be some.