Can't meet my bank's identification rules so can't transfer my money to new savings provider

unforeseen

eskbanker said:

unforeseen said:

If OP has never had one then they will only have a provional. 
Some institutions erroneously say you need a full, not provisional, for photo ID. 

OP says that their issue is the fact that their licence is a (non-photo) paper one, rather than it being a full versus provisional differentiation, but to the best of my knowledge there's nothing stopping an institution from specifying a full rather than provisional licence for ID verification purposes if they choose to, rather than it being an error as such....

The government list of acceptable documents states photo driving licence, it doesn't specify the type so provisional should be acceptable.
Institutions are not in a position to redefine the requirements by stipulating the class of driver. 

eskbanker

unforeseen said:

eskbanker said:

unforeseen said:

If OP has never had one then they will only have a provional. 
Some institutions erroneously say you need a full, not provisional, for photo ID. 

OP says that their issue is the fact that their licence is a (non-photo) paper one, rather than it being a full versus provisional differentiation, but to the best of my knowledge there's nothing stopping an institution from specifying a full rather than provisional licence for ID verification purposes if they choose to, rather than it being an error as such....

The government list of acceptable documents states photo driving licence, it doesn't specify the type so provisional should be acceptable.
Institutions are not in a position to redefine the requirements by stipulating the class of driver. 

My point is that it's one thing for the government to define what's acceptable for its purposes, but I'm not aware of anything that binds institutions to this if they choose to set their own criteria, in the same way that they could insist on applications written in quill pen on pink parchment and hand delivered only on Tuesdays if they wanted to (best not give HSBC or Post Office ideas though....)

Edit: incidentally, searching for UK government acceptable documents brings up https://www.gov.uk/government/publications/proof-of-identity-checklist/proof-of-identity-checklist for some reason, which seems to relate specifically to dissolving companies but includes:

Documents we will not accept include, but are not limited to

• Provisional driving licence

General_Grant

Deleted_User said:

General_Grant said:

Should_it_be_quicker? said:

Apologies if this has been answered before.  I set up a new fixed term bond and went to my bank (I've been with this branch 28 years and the bank 50 years) to transfer the funds.  I do not have a picture driving licence - only a paper one and do not have a current passport so they will not transfer the funds.  I will be closing my accounts but need to set up a new savings product in the meantime.  Can anyone tell me if there are any providers out there who either accept cheques or will take the funds from my account.

Not an answer to your actual question but may I ask your age?

It doesn't really matter - if you have the old paper one from pre-1998 and never moved house and never needed to re-apply e.g. after a lost license, or at 70, you never had to get the photo ID. The old paper license is valid for police (though obviously not for any modern security checks of photo ID). Someone who was 40 could have squeezed through and got a paper one before the photo card was introduced in June 1998 (I'm not sure if it was a stop/start on the day they came into force or if they had done it a bit before and that was when they became valid). I suspect someone 45+ was more realistic though to have got a license and been able to get on the property ladder

That's why I asked the OP how old they are.  Someone who has had a 50-year relationship with a single bank may well be reaching that age and soon able to obtain a photo ID in order to continue to drive.

colsten

Should_it_be_quicker? said:

Apologies if this has been answered before.  I set up a new fixed term bond and went to my bank (I've been with this branch 28 years and the bank 50 years) to transfer the funds.  I do not have a picture driving licence - only a paper one and do not have a current passport so they will not transfer the funds.  I will be closing my accounts but need to set up a new savings product in the meantime.  Can anyone tell me if there are any providers out there who either accept cheques or will take the funds from my account.

You are likely to hit the photo-ID issue again before long. The cheapest is to get yourself a photo DL though you have to jump through some hoops to prove your ID. https://www.gov.uk/exchange-paper-driving-licence

LHW99

And although from the point of view of legal driving you don't need to get a photo driving license before age 70, you can do so voluntarily as Colsten says above.

[Deleted User]

General_Grant said:

Deleted_User said:

General_Grant said:

Should_it_be_quicker? said:

Apologies if this has been answered before.  I set up a new fixed term bond and went to my bank (I've been with this branch 28 years and the bank 50 years) to transfer the funds.  I do not have a picture driving licence - only a paper one and do not have a current passport so they will not transfer the funds.  I will be closing my accounts but need to set up a new savings product in the meantime.  Can anyone tell me if there are any providers out there who either accept cheques or will take the funds from my account.

Not an answer to your actual question but may I ask your age?

It doesn't really matter - if you have the old paper one from pre-1998 and never moved house and never needed to re-apply e.g. after a lost license, or at 70, you never had to get the photo ID. The old paper license is valid for police (though obviously not for any modern security checks of photo ID). Someone who was 40 could have squeezed through and got a paper one before the photo card was introduced in June 1998 (I'm not sure if it was a stop/start on the day they came into force or if they had done it a bit before and that was when they became valid). I suspect someone 45+ was more realistic though to have got a license and been able to get on the property ladder

That's why I asked the OP how old they are.  Someone who has had a 50-year relationship with a single bank may well be reaching that age and soon able to obtain a photo ID in order to continue to drive.

Possibly as young as 51 or so, if parents opened the account as a kid but yes I suspect they're probably close to 70, if pushed I'd say 66 or 68

ElephantBoy57

IanManc said:

I've got a full driving licence which is paper only, because I've never moved house since photocard driving licences were introduced. I'll only need to get a photo one if I move house or become 70 years old.

If you want to make it difficult for yourself, dont upgrade. Its your choice.

cricidmuslibale

I'm totally in agreement with you on this, IanManc.

jamei305

IanManc said:

Please explain how I am making it difficult for myself. 

I need to have a passport anyway so use that for photo ID.

My paper licence expires when I'm 70. Photocard ones expire after 10 years and there's a fee of £21.50 to renew them. In the length of time I've had mine I would already have had to have renewed a photocard licence twice and paid the fee twice, completely unnecessarily. I will save the fee another two times before I'm 70 if I don't move house, which I have no plans to do.

Having a paper licence causes me no problem whatsoever, but has and will save me money, and it doesn't require renewing.

So how am I making it difficult for myself?

You're making it difficult for yourself and also losing money in interest by restricting yourself to savings products that you can open easily without photo ID.

cricidmuslibale

jamei305 said:

IanManc said:

Please explain how I am making it difficult for myself. 

I need to have a passport anyway so use that for photo ID.

My paper licence expires when I'm 70. Photocard ones expire after 10 years and there's a fee of £21.50 to renew them. In the length of time I've had mine I would already have had to have renewed a photocard licence twice and paid the fee twice, completely unnecessarily. I will save the fee another two times before I'm 70 if I don't move house, which I have no plans to do.

Having a paper licence causes me no problem whatsoever, but has and will save me money, and it doesn't require renewing.

So how am I making it difficult for myself?

You're making it difficult for yourself and also losing money in interest by restricting yourself to savings products that you can open easily without photo ID.

No he's not, he presumably uses his passport rather than a driving licence for photo ID when necessary.