Starling Personal Current Account Card > How Long Until Expiry?

Tragen

Starling cards have an expiry date of 3 years from the month of issue.
I'm in a similar situation as you, I've been travelling (abroad) for over 3 years now. My starling card has been lost/stolen a few times now. They will only send a new card to a UK address, but it does not have to be your "home" address.

What you might find helpful is Monzo, who will send the card to wherever you are in the world, for a fee. So maybe thats a better option for you.

I have monzo, starling, and revolut, plus a halifax clarity. I'd recommend getting all 3 so that you have a primary spending card (halifax clarity), backup card (starling), backup backup card (monzo), and a visa card (revolut) for places that wont accept mastercard (it does happen). 

scoot65

jonesMUFCforever said:

Scoot if you tell us which country you intend living in we can tell you if your bank will allow you to have an account or not?

Thanks again for all the replies,

I'll be moving to the Philippines with my wife. We intend to spend most of the time in the Philippines, but will also spend time travelling to and spending time in other countries in the region. 

I intend to get a Filipino bank account once I have met the requirements. I'm thinking I'll probably transfer 3 to 4 months of living expenses at into the local Filipino bank account at any one time. 

Tragen, Interesting to hear about Starling only re-issuing a card to a UK address. I'm sure I've read somewhere on Starling's website that they will send a replacement card to you if it's been lost or stolen, whilst you're still abroad and the cost will be £60. It may have been on the FAQs section.


 

Chino

scoot65 said:

I'm sure I've read somewhere on Starling's website that they will send a replacement card to you if it's been lost or stolen, whilst you're still abroad and the cost will be £60. It may have been on the FAQs section.

It's mentioned on page 3 of this document.

jonesMUFCforever

At the moment it is some EU countries that will have their accounts closed - I have not heard anybody closing accounts in the Philippines.

colsten

jonesMUFCforever said:

At the moment it is some EU countries that will have their accounts closed - I have not heard anybody closing accounts in the Philippines.

Neither have I, but then, I don't know which UK bank will allow you to keep your UK current account if you live in the Philippines. It might be all of them, or none of them, or some of them. I consider it essential that the OP clarifies this with his UK bank(s) directly.

J_B

scoot65 said:

colsten said

Presently, you must be a UK resident to hold a Starling account. What would you do if they blocked your account (frequent foreign use etc) and sent you a letter about this to the UK address they hold for you?

This is the problem I have, I'm  not sure what a good solution would be. I'm just in the very early stages of thinking about how I can access my cash whilst living abroad and this is one question which popped into my head.
I'm open to hear any suggestions or solutions...   

Suggest that you keep a UK registered address for as long as possible - after all, you aren't "living abroad" are you ... just (ahem) travelling.

scoot65

Thanks for the replies. I'll be contacting my banks to see if they will allow me to keep the account if I was to move out of the UK. 

wmb194

If I were you I'd talk to HSBC. It also has a subsidiary in the Philippines.

https://www.hsbc.com.ph/

scoot65

wmb194 said:

If I were you I'd talk to HSBC. It also has a subsidiary in the Philippines.

https://www.hsbc.com.ph/

Thanks for that! I'll look into it.