We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
thermal cracks--growing but very slowly is it safe to buy?

elaneh
Posts: 25 Forumite


I am buying a house and noticed some cracks in the walls. the first papers have come from the vendors solicitors and they have enclosed a letter from 20 years ago saying the growth was very small and they were thought to be thermal cracks. some of internal cracks are gone, but the vendor says nothing at all has been done to cover them. the cracks on the outside walls remain visible. the only document from the vendor is an insurance claim refusing to repair them as not thought to be subsidence and growth rate was negligible. Am waiting for surveyor but he isnt free until jan. he says he doesn't like the look of any cracks that are growing even if very slowly
and there are some new substantial cracks, which I have photographed, especially where the conservatory joins the wall of the house. are these a problem


any advice? .
and there are some new substantial cracks, which I have photographed, especially where the conservatory joins the wall of the house. are these a problem


any advice? .
0
Comments
-
...run.....
.."It's everybody's fault but mine...."1 -
Are those photos of the cracks that were visible 20 years ago?
But a banker, engaged at enormous expense,Had the whole of their cash in his care.
Lewis Carroll0 -
Photo 1 the silver paintwork to the brickwork seems to be fairly recent. It would have covered over any cracks. However cracks are still visible. Therefore the cracking occurred after the paint was applied. So, if the paint was applied, say 2 years ago, then the cracks have occurred since then. Of course these cracks could be caused by thermal movement but there would appear to be a recurring "movement" problem. Proceed with caution.1
-
What do they mean, thermal cracks? Inside plaster may be affected but never heard of this outside.1
-
You want a structural engineer, not a surveyor.
2 -
theoretica said:Are those photos of the cracks that were visible 20 years ago?0
-
Personally, I would run, but if you wish to proceed get a structural engineer.2
-
Unless you are very keen on something in this particular house, with new significant cracks, I'd find something else.1
-
Best not buy into someone else’s problem. Are you very keen on this property and why? Many times if you are patient another house will come up in the same road or at least around same Neighborhood. Hairline cracks inside property are normally more understandable and tolerable I think.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Your going to spend £600 on a structural report to tell you what you already know...... that's this would be a heart over head purchase if you proceeded.
Once you know there are issues insurance won't touch it unless you can find a policy which will take on current movement (expensive) and it's an expensive fix later down the line.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 619.9K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards