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Newday credit account.

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  • Mnoee said:
    alfred64 said:
    alfred64 said:
    It's -You can't have a Newday card if you you've had one in the past six months.
    Several of us have several Newday cards - me included.
    Yes, but obtaining more than one within a six month period?

    That's the only downside with normal NewDay products - £1200 is the starting limit. 
    That's not the case - they vary hugely, from a couple of hundred to a few thousand.
    Not at all. Read again. I clearly stated the start limit. Now go to their site and under each product it tells you the MAXIMUM start limit. Yes, they increase regularly but the starting limit for normal clients is usually £1200. For bad credit it's much lower presumably. 
    https://www.newday.co.uk/products/overview/ - the only one with starting limits listed says between a few hundred and £2.5k. I can't find anything else. My partners starting limit with a newday card was £3k. There's certainly not a £1200 maximum across the board. 
    I agree and never said there was anything across the board. On their sub-prime cards the STARTING limits are generally capped at £1200. On mainstream cards such as Debenhams & Amazon there's no max limit or start limit cap. 

  • dr_adidas01
    dr_adidas01 Posts: 2,157 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 December 2020 at 12:52PM
    alfred64 said:
    alfred64 said:
    It's -You can't have a Newday card if you you've had one in the past six months.
    Several of us have several Newday cards - me included.
    Yes, but obtaining more than one within a six month period?

    That's the only downside with normal NewDay products - £1200 is the starting limit. 
    That's not the case - they vary hugely, from a couple of hundred to a few thousand.
    Not at all. Read again. I clearly stated the start limit. Now go to their site and under each product it tells you the MAXIMUM start limit. Yes, they increase regularly but the starting limit for normal clients is usually £1200. For bad credit it's much lower presumably. 
    I don't need to read again.

    The limits vary from a few hundred to several thousand.

    I clearly stated this in my last post.
    Really? But your post was incorrect, as I said  




    Nope they were correct if you read the summary it says this:


    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
  • Mnoee
    Mnoee Posts: 965 Forumite
    Fifth Anniversary 500 Posts Photogenic Homepage Hero
    Mnoee said:
    alfred64 said:
    alfred64 said:
    It's -You can't have a Newday card if you you've had one in the past six months.
    Several of us have several Newday cards - me included.
    Yes, but obtaining more than one within a six month period?

    That's the only downside with normal NewDay products - £1200 is the starting limit. 
    That's not the case - they vary hugely, from a couple of hundred to a few thousand.
    Not at all. Read again. I clearly stated the start limit. Now go to their site and under each product it tells you the MAXIMUM start limit. Yes, they increase regularly but the starting limit for normal clients is usually £1200. For bad credit it's much lower presumably. 
    https://www.newday.co.uk/products/overview/ - the only one with starting limits listed says between a few hundred and £2.5k. I can't find anything else. My partners starting limit with a newday card was £3k. There's certainly not a £1200 maximum across the board. 
    I agree and never said there was anything across the board. On their sub-prime cards the STARTING limits are generally capped at £1200. On mainstream cards such as Debenhams & Amazon there's no max limit or start limit cap. 

    Well yeah, OK the sub prime cards maybe. You said 'normal', not 'sub prime'.

    Not much point discussing it further, we seem to agree they do a range of cards with a range of different starting limits which is all anyone has said in reply to you. 
  • Cheers for all the replies people, I put the large purchase off for a week and then yesterday got an offer from capital one for 3% cashback on all purchases for the next three months from today.
    So I shall just buy it with cap one card instead. 👍
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