We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cash transfer

I want to buy a present for my wife, but not have the sellers details appear on our bank account.
I can't transfer the cash direct to the company, as the bank won't allow it. I only have the one joint account.
How else can I transfer £ 100 to pay for the goods?

Thanks
«1

Comments

  • eskbanker
    eskbanker Posts: 37,831 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Will payment via an intermediary such as PayPal anonymise the transaction sufficiently for you?

  • How do I get the money into Paypal, then?

    Or is there another way?


  • pramsay13
    pramsay13 Posts: 2,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ask a friend to pay and give them cash. 
    Without another account you really don't have many options.
  • You could buy one of the ‘visa’ online debit cards from Tesco where you top it
    up, pay in Tesco and it credits the one off card with money. Then purchase online. 
  • Stuart_W
    Stuart_W Posts: 1,806 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 December 2020 at 11:48AM
    If you don't have another account can you use cash to buy a gift card for the retailer selling the gift that works online? If not, you'll need to use a one-off prepay card like DebtHurriace says, but there are usually additional costs there. You can get one at the post office (called the prepaid travel money card) but there is a 3% fee (so a card with £100 on costs £103). You'll need ID.
  • Zanderman
    Zanderman Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I want to buy a present for my wife, but not have the sellers details appear on our bank account.
    I can't transfer the cash direct to the company, as the bank won't allow it. I only have the one joint account.
    How else can I transfer £ 100 to pay for the goods?

    Thanks
    Why won't the bank allow it?
  • Thanks for the advice. I knew I'd get it from the font of eternal wisdom that is MSE.
  • Zanderman said:
    I want to buy a present for my wife, but not have the sellers details appear on our bank account.
    I can't transfer the cash direct to the company, as the bank won't allow it. I only have the one joint account.
    How else can I transfer £ 100 to pay for the goods?

    Thanks
    Why won't the bank allow it?
    They told me that paying cash to another bank account, other than my own, was not permitted anymore.
    Money laundering, I suppose.
  • Zanderman
    Zanderman Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Zanderman said:
    I want to buy a present for my wife, but not have the sellers details appear on our bank account.
    I can't transfer the cash direct to the company, as the bank won't allow it. I only have the one joint account.
    How else can I transfer £ 100 to pay for the goods?

    Thanks
    Why won't the bank allow it?
    They told me that paying cash to another bank account, other than my own, was not permitted anymore.
    Money laundering, I suppose.
    If you're trying to do this in branch, with actual cash, that's the case.
    But online, via bank transfer, it isn't.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Where is the seller located? If they can accept a postal order, you can buy one of these with cash.

    Note if not paying by card, preferably credit card, you have no comeback if the goods won't arrive or are damaged.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.