2021 Frugal Living Challenge

Viking_mfw

Back in for 2021! 

mumof3.12kindebt

In for 2021 ! Hoping we do much better this year. I really want to see the debt gone 😩 

Looking forward to it 😀  will update with my budget and rules for the year this weekend..

Dominiquey

I'd like to join please I want to avoid buying new things where possible, and do more cooking from scratch

the_cross_rabbit

Trying to get back to basics and I think this forum will help. 

CRx

helensbiggestfan

Count me in please.    I want to really get a grip next year. 

thriftwizard

I need to join in too, please! No matter how I try, money's been slipping through my fingers again lately and I do need to rein it in & start to build my savings back up again. 

sevenswans

I'd like to join please! I'm back to these forums after a long absence (and even when I visited before I was pretty much a lurker anyway). Frugal by necessity, even before 2020...was 2020. But I want to be more focused and intentional about it, so...here I am.
Will work out my budget for 2021, I really want to build up some savings and just live better without spending money to do it.

luxor4t

I shall be gently lurking, and cheering you all on.
We are debt free, but with 20 months to go to his retirement pension, DH has been made redundant. He was expecting it, and was already working 3 days a week due to his health. I took early retirement 7 years ago due to my health difficulties. I have 39 months to my retirement pension.
Our income will be our (reduced) occupational pensions, my PIP, and my occasional earnings with an exam board ( next to nothing this year  )
I'm aiming to carry on "living below our means", even though the means are rather reduced.
 So, we shall be "cutting our coats to suit our cloth" and  slowly downsizing as we set out on our next big adventure. 

amber03

Yes I’m in. Need to get sorted financially and hope to get a EF in place of around £1000. Enjoy reading this blog.

Cheapskate

Hello, I'd like to join in, please. 
2020's been an awful year for many reasons, not least of them the amount of money I've wasted, can't even think how much, but too much for us!
So...I'm in as I need to be in a more positive financial position by the end of 2021.  We're not in debt, apart from the mortgage, but I fell off the MSE wagon and I want to straighten our finances and live on as little as possible, without it being painful.  I started a new job 2 months ago, after job hunting for more than 2 years, so things are a little easier, but I don't want to just get complacent.
Will do a budget over the next few weeks and get cracking! 

A xo