Stopping mobile phone payments

michaeltoogood

Ok thank you very much all of you. 
Lastly i have couple of loans( which i want to stop paying), so do they fall in credit card category or mobile contract category in terms of debt and non payment

CKhalvashi

If you can't afford to pay them on a monthly basis, you need to speak to the lender to get an arrangement into place, ensuring that you pay the debt over a longer period. It is your responsibility to meet the contractual payments that you have agreed to.

I'm going to say nothing else, before I say something that will have me banned from the forum.

mjm3346

michaeltoogood said:

Ok thank you very much all of you. 
Lastly i have couple of loans( which i want to stop paying), so do they fall in credit card category or mobile contract category in terms of debt and non payment

There is a difference between not wanting to pay and being unable to pay which might change what your creditors will choose to do - they are less likely to incur expenses chasing debt where there is possibly nothing in it for them than if they believe there is enough money for them and you are just trying to get out of paying it.