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Saving for Christmas 2021 - £1 a day challenge

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  • Still not spending much so only £4 more to report but every little helps 😊.
    Morrison’s are discontinuing their vouchers soon but I’m almost due one; I’ll collect that and then probably switch to one of the German stores. If planning goes through, one will be built in walking distance so I’ll toddle over with my trendy trolley and save on fuel too 🥳
    #6 £133/£365
    Debt Free 🍾 since 6.8.13 £32k
    Saving for 🎄 🎁 2026 £795/£730 109%
    6 mth 🆘 fund £10k
    Mortgage free since 30.09.26 £195 9 yrs early
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • cookie02
    cookie02 Posts: 377
    Ninth Anniversary 100 Posts Name Dropper
    Forumite
    #30 - I've paid in £60 so my total is £190 now.  Technically, this is my Feb saving as I am a bit behind. 
    Hope everyone is having a relaxing weekend :)
    Save 12k in 2022 #26
    Saving for Christmas 2022 #10
  • Sallyp2
    Sallyp2 Posts: 638
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Forumite
    edited 23 March 2021 at 4:37PM
    #23 March money in jar. £121 saved now after 4 months Dec-March!
    July NSD 10/18
    July Grocery challenge £76.08/£279 = £202.92 rem

    w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
    w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over

    Debt-Free April 2026
  • SandyShores
    SandyShores Posts: 2,148
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
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    MrsCD said:
    Sandyshores, I have our home insurance in January, so I sympathize with you. I keep separate accounts for Christmas and bills. It just means another standing order from the main account. We have a few bills that I pay annually rather than by monthly DD as it's cheaper, so that's what one account is used for. I worked out roughly how much it would be and pay that much each month into the account. Sorry if this sounds like I'm ' teaching granny to suck eggs'! I hope it might help someone with budgeting. 
    Hi @MrsCD, thank you, I'm always pleased for any advice.  I've let things slip a bit since we've become debt neutral, and its a good reminder that I need to be more organised.  My spreadsheets are a bit crazy (I know what they mean) so I need to streamline them, which will be also probably mean more money saved :smile:
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal Sep26 £159k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • jo41
    jo41 Posts: 1,172
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    #33 checking in. I’m now at £105 / £335 in my Christmas fund 😊
  • Collected my final voucher from Mr M and a couple of tcb’s which brings me up to:
    #6 £145/£365  B) 
    Debt Free 🍾 since 6.8.13 £32k
    Saving for 🎄 🎁 2026 £795/£730 109%
    6 mth 🆘 fund £10k
    Mortgage free since 30.09.26 £195 9 yrs early
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • JGB1955
    JGB1955 Posts: 4,051
    Seventh Anniversary 1,000 Posts Name Dropper
    Forumite
    #2 checking in with £276/£365 at the end of March.  The end of lockdown will result in less savings but back to the swimming pool!  Can't wait!
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • Westie983
    Westie983 Posts: 5,215
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Forumite
    £25.00 Amazon voucher claimed from my home insurance, cheaper then last year, cash back via quidco and a £25.00 amazon voucher what a deal.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • jo41
    jo41 Posts: 1,172
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Morning all,
    #33 here now at £115 / £335 😊
  • claremylove
    claremylove Posts: 804
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite
    Haven't posted for a few weeks so thought I'd get my totals up to date.
    #4 is now at £161 - £10 more than I should be, but in my haste to get the money stashed away safely, I managed to put a £10 note in the wrong savings pot   :D.

    £2 coin savings club 2026 #1 £412 (2025 £696; 2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640) Saving for Xmas £1 a day 2026 #1 £606 / £730 Save a penny a day 2026 #4 £863.00 / £667.95 3-6 month emergency fund challenge #48 £27,400 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
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