We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2021 Mortgage-Free Wannabes

14950525455145

Comments

  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Hi Julicorn,
    Number 99 checking in with a total overpayment for Feb of £346.90
    Many thanks
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Hi Julicorn, 
    #92 reporting a payment of £417 for March - total now stands at £1251/£5000.
    Many thanks, 
    WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • Coffeekup
    Coffeekup Posts: 661 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hi Julicorn
    #118 here with a disappointing £86.58 overpayment for march... (£100 less that I planned) .... Sigh

    Thx for your work
  • twinklie
    twinklie Posts: 5,209 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #6 with the first OP of March - £56.15. :smiley:
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Hi - #48 with March o/p of £102.22.  Thanks Julicorn 😊
  • #75 checking in with a £500 overpayment for March. Thanks 
    December 2021 - £151,250
    December 2020 - £167,500
    December 2019 - £211,500
    March 2019 - £218,000 moved house
  • MrsC....tobe
    MrsC....tobe Posts: 1,103 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    #117 first overpayment of £300 for March please!
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
  • Simplycynical
    Simplycynical Posts: 856 Forumite
    Part of the Furniture 500 Posts
    edited 3 March 2021 at 9:26PM
    #18 late checking in with January and February overpayments - I dropped my laptop and broke the screen so have been waiting patiently whilst it was repaired.
    Can you put me down for £1100 for January and £1100 for February if it's not too late please?  Thanks!
    2021 MFW No.18  £9900/£10,000
    Mortgage at 21.07.20 £178,999   Mortgage today £150,891
  • benten69
    benten69 Posts: 366 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    #119 - £600 overpayment in Feb :smile:
  • No 109 reporting in with £1000 for March. Thank you 
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.