Debt still owed after CCJ expires after 6 years

Thrugelmir

cymruchris said:

 I can't see any judge entertaining a case where payments are being made on-time as per an agreed schedule. 

There's no guarantee that the debtor will continue to pay.  

dazzaofdagenham

Thrugelmir said:

cymruchris said:

 I can't see any judge entertaining a case where payments are being made on-time as per an agreed schedule. 

There's no guarantee that the debtor will continue to pay.  

This is true.... but so close to the winning Line ( CCJ and debt gone ) ..it appears the solicitor wants to move the goal posts.
I have no idea if they are allowed to obtain another CCJ..

[Deleted User]

dazzaofdagenham said:

I have no idea if they are allowed to obtain another CCJ..

Have a read of the posts above and you'll find the answer.

Thrugelmir

dazzaofdagenham said:

Thrugelmir said:

cymruchris said:

 I can't see any judge entertaining a case where payments are being made on-time as per an agreed schedule. 

There's no guarantee that the debtor will continue to pay.  

This is true.... but so close to the winning Line ( CCJ and debt gone ) ..it appears the solicitor wants to move the goal posts.
I have no idea if they are allowed to obtain another CCJ..

Knowing human nature as well as I do. Not paying a debt if at possible is considered fair game by many people. Irrespective of their personal circumstances. 

dazzaofdagenham

Deleted_User said:

dazzaofdagenham said:

I have no idea if they are allowed to obtain another CCJ..

Have a read of the posts above and you'll find the answer.

Yup have done....it seems it would be frowned upon by any court if it went that far..or perhaps the solicitor is pushing for full settlement before the CCJ has it 6 year limit.

However I’m not seeing anything to say that THEY ARE NOT ALLOWED or are forbidden to do such..

I will update in due course 

liggerz87

Also tell your friend to start keep in writing and to carry on paying on time

dazzaofdagenham

liggerz87 said:

Also tell your friend to start keep in writing and to carry on paying on time

He has always paid on time..
it’s just as the end of the CCJ arrives....a balance will still be owing..
at that point if the solicitors goes for another CCJ....this will involve extra fees and time ?

sourcrates

dazzaofdagenham said:

liggerz87 said:

Also tell your friend to start keep in writing and to carry on paying on time

at that point if the solicitors goes for another CCJ....this will involve extra fees and time ?

You cannot have two judgements for the same debt, they would apply to further enforce the original.

dazzaofdagenham

sourcrates said:

dazzaofdagenham said:

liggerz87 said:

Also tell your friend to start keep in writing and to carry on paying on time

at that point if the solicitors goes for another CCJ....this will involve extra fees and time ?

You cannot have two judgements for the same debt, they would apply to further enforce the original.

Maybe not 2 x CCJ for the same debt....but the solicitor is implying. That when the CCJ has its 6 year limit...in Feb 2021...when a amount of 200 pounds or less is outstanding...they will go to court and take that enforcement action..

whatever that enforcement action maybe....surely will entail extra fees..

why they would do this, is beyond any comprehension.

the last 36 monthly have all been made on time with no issues.

[Deleted User]

dazzaofdagenham said:

...they will go to court and take that enforcement action..

They don't.

I don't know how else to say it.

No extra CCJs, no going back to court, no additional fees, no debtor's jail, flogging or public execution.

Just the remaining balance to pay.