I have paid into two S&S ISAs this year, what kind of penalties may I face?
I have mistakenly paid into 2 stocks and shares ISAs this year.
I closed an ISA earlier in the year and forgot about it, but recently I checked the statements and the last time I paid into it was £286 on 30th April 2020 (I have no idea why I would do this, I planned to close it anyway).
I have paid £15,000 into a different S&S ISA in November.
When I phoned HMRC they told me to wait until I received a letter at the end of the tax year and don't try and correct it myself by withdrawing, and they weren't able to tell me what kind of penalties I'd face.
Worried I could be in for a fine, has anyone been in this situation before? Don't particularly want to lose this money.