Barclays closed my account?

jonesMUFCforever

MoneyMan98 said:

What are peoples thoughts on the newly approved Barclaycard... think it will follow suit?

Almost certainly yes IMO.

Thrugelmir

MoneyMan98 said:

Robin9 said:

@MomeyMan98 - You're 21 income £30k  -  who else do you bank with ?

First Direct and before that Halifax 

Why the new account with Barclays. Had issues with the other banks? 

born_again

MoneyMan98 said:

I opened an account with Barclays on Sunday... received my card today. I have not used the account at all yet, I was waiting for payday tomorrow to move all funds over.

I went to log into the app, and it told me to call up when I did they said a note to close my account was on there... any idea why? I have also just applied for a Barclaycard and been approved, after sending proof of income, is this likely to be closed too?

I'll answer a few Q's I think I might get..

Never been bankrupt or had a CCJ..
Few defaults.. (3) from late last year
No outstanding debts... 

https://forums.moneysavingexpert.com/discussion/6218723/barclaycard-forward#latest

OP in CC.

MoneyMan98

Thanks for the input all... Spoke to Barclays, nothing fraud-related, they said it is due to a dormant account from years ago...
Barclaycard unaffected.

cymruchris

MoneyMan98 said:

Thanks for the input all... Spoke to Barclays, nothing fraud-related, they said it is due to a dormant account from years ago...
Barclaycard unaffected.

Maybe you owed some money on that account? 

badmemory

At age 13 no debt would be permitted though & if it was it would definitely be unenforcable due to being under 18.

pmduk

badmemory said:

At age 13 no debt would be permitted though & if it was it would definitely be unenforcable due to being under 18.

Although unenforceable, it may explain a bank being wary of dealing with the individual again.

MoneyMan98

The account was never used, it was just dormant. They said it costs money to banks to have these accounts open and it may be a reason to refuse a new application.