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Help. Got refused a house because of credit reference

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  • Maybe Jumblebumble needs to check with Royal Mail what their actual post code is. There is an online database on the royal mail website 
    Especially since, from the sounds of it, at least two of their examples involve things being delivered by Royal Mail.  You know, the people who have the authoritative list of postcodes.
  • MEM62
    MEM62 Posts: 5,316 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    You would have received several letters before proceedings were commenced, plus the claim form from the court inviting you to respond and then a copy of the judgment when you didn't respond or your response was rejected. (Is the quick version)
    I imagine you would tell me the same although you cannot possibly know what the OP did or did not receive
    Our address is different enough  on some databases that some  companies use for the post office to deliver to a stroppy man who lives 300 yards away in a different road  and throws any such mail into the bin
    ( A postcode check and our door number gives a different road to the road we live on)
    TFL sent an Oyster to his house
    The idiot girl on customer support told me I must have forgotten to put in the correct address on the website
    BT could not fix my broadband for 3 weeks till I raised hell with the Exec office because BT Business listed a different road  CF Openreach.
    Santander sent a debit card to Mr Stroppy


    Hardly an every day problem for most and irrelevant to the OP's question.   

  • You would have received several letters before proceedings were commenced, plus the claim form from the court inviting you to respond and then a copy of the judgment when you didn't respond or your response was rejected. (Is the quick version)
    I imagine you would tell me the same although you cannot possibly know what the OP did or did not receive
    Our address is different enough  on some databases that some  companies use for the post office to deliver to a stroppy man who lives 300 yards away in a different road  and throws any such mail into the bin
    ( A postcode check and our door number gives a different road to the road we live on)
    TFL sent an Oyster to his house
    The idiot girl on customer support told me I must have forgotten to put in the correct address on the website
    BT could not fix my broadband for 3 weeks till I raised hell with the Exec office because BT Business listed a different road  CF Openreach.
    Santander sent a debit card to Mr Stroppy


    I can tell you the process is a lot slower, with more letters going out when it's a business / debt recovery company involved than if it's Joe / Jo Public looking to litigate.

    For the issue you face ask Royal Mail to sort the addresses out, pay the council to update your address out or contact each company and ask them to manually fill in your details so it's the address you want. As others have pointed out, your issue is not the same as I was replying to OP about.
    Mortgage started 2020, aiming to clear 31/12/2029.
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