📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cutting it Fine - the challenge is on!

1…6768707273…91

Comments

  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Congrats on the phone extension. 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • SandyShores
    SandyShores Posts: 2,152
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Thank you saving, its worth a try isn't it.  The new ones are about £750 (or £30/mth including mins and data) and I'm not ready to spend that on a phone at this moment in time, not until I win more on the lottery than £3.50 anyway :smiley:
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I am hoping to nurse my phone along for a year or so when it comes out of contract around April / May. Should save me around £20 a month - which sadly I'll probably need to redirect to energy. Still it all helps. 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • SandyShores
    SandyShores Posts: 2,152
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Mine is okay.  Its not like a new phone because its half full and presumably has all sorts of cookies and the like on it.  But its much better and is perfectly serviceable.  Trouble is when I was in the shop getting my battery done I was playing with one of the new ones - its very tempting.  But I'm definitely not tempted enough for £700 :smile:
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Step away from the display 😉
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • SandyShores
    SandyShores Posts: 2,152
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Step away from the display 😉
    Don't I just know it @savingholmes :smiley: It was so lovely to hold that shiny new phone in my hand - I could almost feel that thrill you get when you buy something new (but probably shouldn't).  These days I have better uses for my money, but its quite easy to remember why I was on the debt-free wannabe thread for a few years.  Maybe one day if the PBs or the lottery come in I might get one :smile:  
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • Phones are tempting. I rely on mine for like everything!  But the cost is so off putting. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • SandyShores
    SandyShores Posts: 2,152
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Me too @debtfreeoneday.  Just to leave it at the menders for an hour was strange.  There was an offer at Hotel Chocolate and as I walked by the shop I thought shall I pop in but then realised it was an offer on my phone, which was at the menders.  I will buy a new one when the time comes, but the time hasn't come yet.  Besides, MrShores has his old one still as a spare.
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Good you have options.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • SandyShores
    SandyShores Posts: 2,152
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    edited 18 February 2022 at 9:21PM
    Oh definitely @savingholmes.  Its the best feeling in the world :smiley:

    Well today was horrible.  Its calmer tonight, but I don't think its going to be great over the weekend.  Hopefully I'll sleep a bit better now its not so blustery.
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.9K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606.1K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.