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Cutting it Fine - the challenge is on!

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  • Good plan!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Good luck with the plan SS.  Health and fitness is going to have a much greater focus for me this year too.

    Fortune x

  • savingholmes
    savingholmes Posts: 29,235
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    Good luck with you plan. Glad my post was helpful. My trainers have arrived - they are a bit snug - so still debating whether to keep them - but they are as pretty as they looked online!! 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • SandyShores
    SandyShores Posts: 2,162
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    Thanks for the encouragement debtfree, fortune and saving.

    savingholmes, we were always told to go up at least half a size for running shoes, so bear that in mind when you are debating your trainers.  I had plantar fasciitis a few years ago and I have to be careful not to get them too big as I need the support.  Nice they are pretty though :smile:

    Well, I've done the 10 minute stretch video online, and have been running so far.  I also managed to read last night and got a reasonable night's sleep.  Mr Shores was dispatched to Ikea to buy an extension for my desk - I bought quite a small desk last year, but this working from home malarkey is going on a bit longer than expected.  Its a sort of cube shelf unit that fits nicely on the side of my desk and I feel much better having more room to spread out.  The cancelled subs will more than pay for that :smile:  
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • SandyShores
    SandyShores Posts: 2,162
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    I've just been reading everyone's achievements and its prompted me to have a think about my own, its such a lovely positive thing to do:

    Managed to get a sideways move at work, and then a small payrise.
    Mr Shores started a new job, also with a payrise and a company car :smile:
    Converted an outbuilding into a lovely home office
    Managed to buy some garden furniture at last - in time to enjoy the summer
    Started making bread and haven't bought any shop-bought for months
    Started making my own yoghurt
    Have started running again
    Had a slightly revamped hair cut and love it
    Treated myself to new glasses
    Did a current account switch and gained £125
    Sold a few things on the bay of flea - about £400's worth
    Survived working from home for a long time
    Did a first aiders course
    Ending the year 2lbs up on last year, but its only 2lb
    Have cleared a lot of stuff out of my wardrobe
    Made the decision to keep my car (decisions are hard for me and it was a good decision)
    Attended lots of online courses and support groups/sessions
    Bought new underwear :smiley:
    Overpaid £1k+ off the mortgage
    Have an emergency fund

    More to follow....

    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • savingholmes
    savingholmes Posts: 29,235
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    Forumite
    I too had a small 60 x 100 desk. It's very nice to be on a bigger desk again. I'm sure you'll love it.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Great achievements SS - love the sound of the home office.

    Fortune x

  • Awesome achievements SS. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • SandyShores
    SandyShores Posts: 2,162
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    Forumite
    Thanks all, it was really nice just to read through that list again.  Its been a long but productive year with a lot of change.  It definitely feels good to celebrate achievements however small.  
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Fab achievements. Happy New Year
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
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